Property Type: Detached HouseOwnership: Freehold

464 Mountain View Dr

Lake Cowichan, BC V0R2G1

$999,000

4 bed3 bath6 parking2,480 sqftBuilt 2026
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
10,019 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,544.98

Interior

Heating
Forced air, Electric
Cooling / A/C
Fully air conditioned, Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Building

Parcel ID (PID)
027-742-679

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
PatioMain level
Recreation roomSecond level22'0 x 19'0
BathroomSecond level4-Piece
BedroomSecond level12'0 x 11'0
EnsuiteMain level5-Piece
Primary BedroomMain level16'0 x 13'0
BathroomMain level4-Piece
BedroomMain level12'0 x 11'4
Great roomMain level17'0 x 15'6
Dining roomMain level9'0 x 15'6
KitchenMain level14'6 x 11'0
Laundry roomMain level7'0 x 6'0
BedroomMain level10'6 x 11'0
EntranceMain level8'4 x 8'2
PorchMain level4'8 x 19'5

Listing Information

MLS®
1041706
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 29, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Discover exceptional new construction in one of Lake Cowichan's most desirable neighbourhoods. Thoughtfully designed for modern living, this quality-built home offers nearly 2,500 sq. ft. of finished living space, soaring 11-foot ceilings throughout the main floor, and beautiful mountain views. The heart of the home features an open-concept living room, dining area, and chef-inspired kitchen, creating an inviting space for everyday living and entertaining. Appliances are included and will be installed shortly, completing this impressive kitchen. The main floor offers three bedrooms, including a spacious primary retreat with a walk-in closet and luxurious 5-piece ensuite. One of the secondary bedrooms is ideally situated near the front entry, making it a perfect home office or den, while the additional bedroom is well suited for family or guests. Upstairs, you'll find a large family room, an additional bedroom, and a full bathroom, creating an ideal space for teenagers, extended family, guests, hobbies, a media room, or a separate living area. Car enthusiasts, boaters, and outdoor adventurers will appreciate the impressive 34-foot deep garage with a 10-foot overhead door, along with generous RV parking beside the home. Hot and cold exterior hose bibs make washing boats, RVs, bikes, and outdoor gear easy and convenient. Additional features include forced air heating and cooling, pine soffits, a large crawlspace for storage, and quality craftsmanship throughout. Enjoy the perfect balance of modern comfort and outdoor recreation, just minutes from Cowichan Lake, parks, trails, schools, and everyday amenities. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Lake Cowichan average

$495/sqft

34 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary777 m
Lake Cowichan SecondaryElementary1.7 km
Lake Cowichan ElementaryElementary1.7 km
Tansor ElementaryElementary22.4 km
Ladysmith SecondarySecondary23.7 km
Ecole Mount Prevost ElementaryElementary23.8 km
Ladysmith PrimaryElementary23.8 km
Ladysmith IntermediateElementary24.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Unnamed92 m
  • Winter Park136 m
  • Unnamed155 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$336.08
Total monthly cost$5,492.25
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information