Property Type: Detached HouseOwnership: Freehold

465 Wilson Mountain Road

Oliver, BC V0H1T5

$1,149,000

5 bed3 bath2 parking4,008 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
11.89 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,035.5

Interior

Heating
Forced air, See remarks
Cooling / A/C
Heat Pump
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Other, RV

Room Dimensions

RoomLevelDimensions
BedroomSecond level12' x 8'6''
BedroomSecond level10'9'' x 11'4''
StorageBasement12'5'' x 14'9''
StorageBasement42'10'' x 13'8''
Recreation roomBasement30'1'' x 17'7''
Primary BedroomSecond level12'7'' x 17'9''
BedroomSecond level8' x 8'
BedroomSecond level10'9'' x 10'2''
Full ensuite bathroomSecond level8' x 4'11''
Full bathroomSecond level8'1'' x 8'
OfficeMain level13'11'' x 9'11''
Living roomMain level14'3'' x 18'4''
Laundry roomMain level6'7'' x 11'7''
KitchenMain level14'10'' x 16'9''
FoyerMain level12'2'' x 12'9''
Family roomMain level18'6'' x 11'3''
Dining roomMain level9'8'' x 11'2''
Full bathroomMain level10'11'' x 7'6''

Listing Information

MLS®
10376306
Listed
February 20, 2026
Time on market
On the market for 193 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage South Country · Data source: CREA DDF.

Description

Country living at its finest! This charming home sits on 11+ rolling acres with 4 fenced acres, offering privacy and stunning mountain views from both front and back with an amazing wrap around deck. Features include a wood stoves, a reverse osmosis water system, and a BBQ hut conveniently located off the kitchen, perfect for entertaining year round! The property includes an attached double garage and two outbuildings suitable for animals, horse lovers or hobby farmers. Relax and unwind in your private hot tub while enjoying the peaceful country setting. All this just 10 minutes from downtown Oliver. A must-see property! (id:63159)

Values & Trends

This listing

$287/sqft

Building average

No other active listings in this building

Oliver Rural average

$493/sqft

41 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oliver ElementaryElementary2.9 km
Southern Okanagan SecondarySecondary3.0 km
Southern Okanagan AltSecondary3.0 km
Tuc-el-Nuit ElementaryElementary3.1 km
Senpaq'cin School(Independent)Elementary4.6 km
Cawston Primary SchoolElementary13.8 km
Okanagan Falls ElementaryElementary15.3 km
Similkameen Elem-SecondaryK-1217.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,200.00
Periodic payment — Principal & Interest (monthly)$5,930.37
Additional monthly expenses (strata, tax, utilities, etc.)$619.63
Total monthly cost$6,549.99
Interest paid over 5-yr term$263,445.36
Balance at end of term$826,823.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,144.11

Cash Needed at Closing

Minimum down payment$89,900
Estimated BC PTT$20,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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