Property Type: Detached HouseOwnership: Freehold

975 Heron Court

Oliver, BC V0H1T2

$1,100,000

4 bed4 bath2 parking3,067 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,332

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Free Standing Metal, Insert
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Range, Dryer, Microwave, See remarks

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view
Lot features
Cul-de-sac, Private setting, Corner Site

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
005-521-416

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement9'2'' x 14'6''
Living roomBasement12'9'' x 12'6''
KitchenBasement11'7'' x 15'1''
Dining roomBasement11'2'' x 17'6''
4pc BathroomBasement
BedroomBasement11'10'' x 14'8''
3pc Ensuite bathBasement
BedroomBasement15'9'' x 14'9''
BedroomMain level15'4'' x 11'9''
Primary BedroomMain level13'1'' x 13'7''
Living roomMain level13'0'' x 22'11''
KitchenMain level9'7'' x 17'4''
Dining roomMain level17'4'' x 9'11''
3pc Ensuite bathMain level
3pc BathroomMain level

Listing Information

MLS®
10361811
Listed
September 4, 2025
Time on market
On the market for 361 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage South Country · Data source: CREA DDF.

Description

Lovely custom-built character home with an in-law suite on a quiet cul-de-sac just east of Oliver, offering 3,112 sq ft of living space on a 0.208-acre lot with lake views. This thoughtfully designed residence features soaring vaulted ceilings with exposed beams, a wall of windows that flood the interior with natural light, and both open and covered decks to enjoy the scenery. The main level showcases hardwood flooring, updated light fixtures, and an updated sundeck, while the lower level includes an in-law suite—ideal for extended family, guests, or potential use as an Airbnb. With 4 bedrooms, 4 bathrooms, and 2 kitchens, there is room and flexibility for everyone. Recent upgrades include a new furnace, air conditioning, hot water tank, water softener, completed eavestroughing with downspouts, UV-protected window screens, and a radon mitigation system. The main living area features an updated high-efficiency fireplace insert, while the suite includes its own wood stove for added comfort. Outdoors, enjoy a fully enclosed garden/play area, a large custom post-and-beam arbour, and a garden/tool shed—perfect for the hobbyist or gardener. The double semi-detached garage provides secure parking and storage, with a spacious driveway for extra vehicles. Just minutes from town amenities yet tucked away for privacy, this is a one-of-a-kind home that blends character, comfort, and modern updates—all ready for its next chapter. (id:63159)

Values & Trends

This listing

$359/sqft

Building average

No other active listings in this building

Oliver average

$435/sqft

101 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary2.4 km
Oliver ElementaryElementary2.4 km
Southern Okanagan SecondarySecondary2.5 km
Southern Okanagan AltSecondary2.5 km
Senpaq'cin School(Independent)Elementary2.5 km
Okanagan Falls ElementaryElementary16.0 km
Cawston Primary SchoolElementary16.5 km
Osoyoos ElementaryElementary19.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$514.00
Total monthly cost$6,191.46
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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