Property Type: Detached HouseOwnership: Freehold

4755 Spirit Pl

Nanaimo, BC V9V1N8

$849,900

4 bed3 bath2 parking1,764 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Lot size
13,068 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,329.01

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level17'4 x 15'4
BathroomLower level4-Piece
BedroomLower level7'3 x 11'5
Family roomLower level19'9 x 14'7
Living roomMain level16'7 x 18'9
KitchenMain level9'7 x 15'3
Dining roomMain level8'10 x 15'3
BedroomMain level7'10 x 8'10
BedroomMain level11'10 x 9'10
EnsuiteMain level3-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1041940
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (NA) · Data source: CREA DDF.

Description

I'm pleased to offer for sale this uniqe and well layed out 4 bed, 3 bath family home on a quiet cul de sac in an ideal family neighbourhood. Built in 1997 on a 13,068 sqft lot, this two storey home is only blocks from the ocean in Nanaimo's prestigious Rocky Point neighbourhood. The main floor is a traditional 3 bed, 2 bath layout with an open concept kitchen, dining and living room. The primary bedroom has a walk in closet, ensuite, a separate water closet and sliding door access to the rear deck. The lower level adds another full bedroom, laundry facility and a second family room. Upgrades include a replaced roof, leaf guard gutters, and irrigation system. Parking is where this home shines. A long flat 20’ x 75’ driveway feeds into the double car garage which is 33' deep and 716 sq ft in total, with room for multiple vehicles. Around the side of the home there is access to the large back yard and secure RV/Boat/Storage for multiple vehicles. The fully fenced rear yard has an enclosed, powered palapa, perfect for a studio, home office,kids play area or additional storage. The rear of the home has a private covered hot tub area and nearly new 6 person hot tub. (id:63159)

Values & Trends

This listing

$482/sqft

Building average

No other active listings in this building

North Nanaimo average

$427/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J. Ney ElementaryElementary672 m
Hammond Bay ElementaryElementary993 m
Rock City ElementaryElementary2.8 km
Uplands Park ElementaryElementary2.8 km
Departure Bay ElementaryElementary3.0 km
Rutherford ElementaryElementary3.0 km
Wellington SecondarySecondary3.0 km
Randerson Ridge ElementaryElementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Piper's Restaurant269 m

Parks (5+)

  • Walley Creek Trail Park192 m
  • McGuffie Park · 4665 McGuffie Road388 m
  • Roxanne Park · 4780 Roxanne Drive429 m
  • Laguna Park · 4695 Sheridan Ridge Road525 m
  • Laguna Park 3 · 4900 Laguna Way548 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$615.42
Total monthly cost$5,002.03
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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