Property Type: Detached HouseOwnership: Freehold

4971 Fillinger Cres

Nanaimo, BC V9V1J1

$999,000

4 bed3 bath4 parking2,162 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
7,711 square feet
Zoning
Residential

R-5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,039

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level
Living roomMain level
Laundry roomLower level
KitchenMain level
Family roomLower level
EntranceLower level
EnsuiteMain level3-Piece
Dining roomMain level
BedroomLower level
BedroomMain level
BedroomMain level
BathroomLower level3-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1045153
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Spectacular ocean view residence located across the street from the ocean and nestled in prestigious Rocky Point. Here is a rare opportunity to own this well cared for semi waterfront home featuring 4 bedrooms/3 bathrooms & 2162 sqft of living space over 2 levels. A multitude of large picture windows showcase views over the salish sea and towards the snow capped coastal mountain range. Featuring 3 bedrooms on the main floor & 1 bdrm + large family room on the lower floor, 2 gas fireplaces, large kitchen with loads of counter space, hardwood flooring in the front entrance area, a true double car garage and so much more. The exterior features a large wrap around viewing deck with access to the kitchen area, well manicured landscape detailing, guest parking and Rv or boat parking on the side of the home. Enjoy lower heating bills with natural gas forced air furnace and gas hot water tank. All measurements are approximate. (id:63159)

Values & Trends

This listing

$462/sqft

Building average

No other active listings in this building

North Nanaimo average

$427/sqft

82 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J. Ney ElementaryElementary411 m
Hammond Bay ElementaryElementary1.6 km
Rutherford ElementaryElementary2.5 km
Uplands Park ElementaryElementary2.8 km
Rock City ElementaryElementary3.2 km
Randerson Ridge ElementaryElementary3.2 km
Wellington SecondarySecondary3.3 km
Dover Bay SecondaryElementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Fillinger Waterfront Park 2 · 4986 Fillinger Crescent93 m
  • Fillinger Waterfront Park 1246 m
  • Rocky Point 1 Park · 5021 Winchelsea Place426 m
  • Williamson Road Park · 5250 Williamson Road438 m
  • Rocky Point 2 Park · 5026 Winchelsea Place473 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$611.25
Total monthly cost$5,767.42
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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