Property Type: Detached HouseOwnership: Freehold

5170 Laguna Way

Nanaimo, BC V9T5L7

$899,900

3 bed3 bath4 parking2,082 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Lot size
6,819 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,236.96

Interior

Heating
Forced air
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
EnsuiteMain level11'4 x 15'0
Primary BedroomMain level13'3 x 14'0
BathroomMain level5'10 x 5'5
KitchenMain level11'11 x 18'4
Dining roomMain level13'10 x 10'5
Living roomMain level17'1 x 20'10
BathroomLower level6'7 x 7'9
StorageOther9'0 x 10'3
BedroomLower level9'11 x 13'6
BedroomLower level11'11 x 13'6
Laundry roomLower level6'9 x 5'1
Family roomLower level11'5 x 12'6
EntranceLower level11'6 x 8'0

Listing Information

MLS®
1046442
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

West coast living at it's finest - wake up to panoramic ocean views or unwind under the stars from your private hot tub. This custom-built 3 bedroom / 3 bathroom home is just minutes from Neck Point Park, Pipers Lagoon and every North End amenity, offering the perfect blend of comfort, quality, and low-maintenance living. Inside, the main level is designed to impress with rich Brazilian hardwood flooring, custom millwork and massive windows that frame stunning ocean & coastal mountain views. The chef-inspired kitchen anchors the living space, featuring granite countertops, solid wood cabinetry, a large island and a dual oven range—ideal for both entertaining and everyday living. A bright breakfast nook overlooks the front garden, while the spacious back deck invites you to soak in the fresh coastal air. The primary suite is a true retreat including a spa-like ensuite w/ soaker tub, walk-in shower & heated marble floors. Downstairs offers excellent flexibility with two additional bedrooms, a full bathroom and a generous family room with custom built-ins and a cozy fireplace—perfect for guests or extended family. The outdoor living spaces truly shines with over 900 sqft of deck / patio space, capturing sweeping views across the Georgia Strait. The fully fenced property includes a garage with workshop space for added functionality, a storage shed and a secure powered gate. This is a home that offers not just a place to live—but a lifestyle to enjoy. (id:63159)

Values & Trends

This listing

$432/sqft

Building average

No other active listings in this building

Hammond Bay average

$447/sqft

27 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J. Ney ElementaryElementary436 m
Hammond Bay ElementaryElementary1.9 km
Uplands Park ElementaryElementary2.0 km
Rutherford ElementaryElementary2.1 km
Rock City ElementaryElementary2.4 km
Wellington SecondarySecondary2.5 km
Randerson Ridge ElementaryElementary2.6 km
Dover Bay SecondaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Laguna Park 2 · 5020 Laguna Way213 m
  • Harry Wipper Park · 5050 Hammond Bay Road275 m
  • Entwhistle/Cabriolet Park · 5250 Entwhistle Drive365 m
  • Oceanview Park397 m
  • Entwhistle Park · 5291 Entwhistle Drive413 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$623.75
Total monthly cost$5,268.43
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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