Property Type: Detached HouseOwnership: Freehold

4978 Ponderosa Crescent

Canal Flats, BC V0B1B0

$750,000

4 bed3 bath8 parking2,364 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,264.38

Interior

Basement
Full
Heating
Heat Pump, Forced air, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Stone, Metal, Other
View
Mountain view, View (panoramic)

Building

Foundation
Insulated Concrete Forms
Roof
Other, Unknown

Parking

Total spaces
8 — uncovered indicated
Features
Rear, Oversize

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level16'6'' x 13'7''
Utility roomLower level5'4'' x 13'10''
4pc BathroomLower level6' x 9'6''
BedroomLower level12'1'' x 12'10''
BedroomLower level12' x 13'5''
Recreation roomLower level26'1'' x 19'2''
4pc BathroomMain level4'11'' x 9'11''
3pc Ensuite bathMain level6'4'' x 10'10''
BedroomMain level13'7'' x 13'
Primary BedroomMain level15'5'' x 13'1''
KitchenMain level13'7'' x 13'7''

Listing Information

MLS®
10387612
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

Experience refined mountain living in this stunning modern home, perfectly positioned just minutes from Columbia Lake and surrounded by breathtaking mountain views. Thoughtfully designed with sophistication and functionality in mind, this exceptional 4-bedroom, 3-bathroom home offers the perfect blend of luxury, comfort, and outdoor lifestyle. The expansive open-concept main level showcases soaring 11-foot ceilings, creating a bright and airy atmosphere filled with natural light. At the heart of the home is a beautifully appointed chef’s kitchen featuring sleek quartz countertops, a large statement island, premium finishes, and a spacious walk-in pantry — ideal for entertaining and everyday elegance. The inviting living area is anchored by a striking modern electric fireplace, while oversized windows frame picturesque views of the surrounding landscape. Step outside to the generous deck and patio spaces designed for seamless indoor-outdoor living and unforgettable evenings overlooking the mountains. The fully finished walkout basement features 9-foot ceilings, a private separate entrance, and excellent potential for a luxurious guest suite or future secondary suite opportunity. Set on a large corner lot with ample space for a future garage, this property also offers close access to walking and ATV trails, delivering the perfect balance of upscale living and year-round recreation. A rare opportunity to own a truly distinctive mountain retreat near Columbia Lake. (id:63159)

Values & Trends

This listing

$317/sqft

Building average

No other active listings in this building

Canal Flats average

$360/sqft

9 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

802

(2021 Census)

+20.1% since 2016

Density: 72.4/km²

Dwellings: 470

Median household income: $71,500

After-tax: $65,000

Immigrant population: 4.7%

Top countries of origin (% of total population)

  • United States of America1.2% · 10
  • United Kingdom1.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary568 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Canal Flats Family Pantry · 8953 Arbuckle Street754 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($50,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$600,000.00
Periodic payment — Principal & Interest (monthly)$3,871.00
Additional monthly expenses (strata, tax, utilities, etc.)$390.03
Total monthly cost$4,261.03
Interest paid over 5-yr term$171,961.72
Balance at end of term$539,701.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$50,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.75

Cash Needed at Closing

Minimum down payment$50,000
Estimated BC PTT$13,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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