Property Type: Detached HouseOwnership: Freehold

4832 Gulch Road

Spallumcheen, BC V4Y0V1

$1,389,000

4 bed3 bath2 parking3,064 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.47 acres
Frontage
297 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,205

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate
Appliances
Washer, Refrigerator, Water purifier, Cooktop - Gas, Range - Gas, Dishwasher, Dryer, Oven - Built-In, Hood Fan

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view, View (panoramic)
Lot features
Private setting, Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Well
Sewer
Septic tank
Parcel ID (PID)
032-115-547

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, Additional Parking

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomBasement43'6'' x 31'4''
4pc BathroomBasement6'2'' x 7'9''
BedroomBasement9'10'' x 12'10''
FoyerMain level7' x 7'10''
Laundry roomMain level12' x 7'6''
BedroomMain level11' x 13'3''
BedroomMain level11'2'' x 13'
4pc BathroomMain level9'10'' x 4'11''
5pc Ensuite bathMain level9'11'' x 13'
Primary BedroomMain level12'2'' x 17'
Living roomMain level12'10'' x 21'3''
Dining roomMain level15'9'' x 9'9''
KitchenMain level15'9'' x 14'3''

Listing Information

MLS®
10398242
Listed
August 22, 2026
Time on market
On the market for 9 days
Data last synced
August 30, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Discover the serenity of rural living in this stunning custom-built home, ideally located just minutes from Armstrong and set on a picturesque 2.47-acre lot beside Edge of the Earth Winery. Elevated above lush farmland and surrounded by majestic Ponderosa pines, this property offers the perfect blend of privacy, natural beauty, and refined comfort. The bright and spacious 1,764 sq ft main floor features 3 bdrms and 2 full baths, designed for both everyday living and entertaining. A modern kitchen is the heart of the home, complete with stainless steel appliances, a gas range, and a well-appointed butler’s pantry. Step outside to the oversized covered deck off the family room—an ideal setting to unwind and take in the peaceful surroundings. Enjoy the sounds of nature, with frequent deer sightings and exceptional bird watching right from your backyard. Convenience meets functionality with a mudroom and laundry area just off the garage. The primary suite is a retreat, showcasing breathtaking valley views and a luxurious 5-piece ensuite featuring a soaker tub. The walk-out finished basement offers a massive recreation room with endless possibilities—perfect for a media space, gym, or games area. It also includes an additional bedroom and full bathroom, along with unfinished space that could easily be suited for extended family. This home checks all the boxes—offering space, privacy, modern upgrades, and incredible natural surroundings—all in a highly desirable location. (id:63159)

Values & Trends

This listing

$453/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$528/sqft

39 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highland Park ElementaryElementary4.1 km
Armstrong ElementaryElementary5.0 km
Len Wood Middle SchoolMiddle5.2 km
Pleasant Valley SecondarySecondary5.6 km
M.V. Beattie ElementaryElementary8.4 km
A.L. Fortune SecondaryK-129.1 km
North Okanagan Junior Academy(Independent)Elementary/Middle11.6 km
Mountain View Christian(Independent)Elementary/Middle14.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($113,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,111,200.00
Periodic payment — Principal & Interest (monthly)$7,169.09
Additional monthly expenses (strata, tax, utilities, etc.)$336.75
Total monthly cost$7,505.84
Interest paid over 5-yr term$318,473.11
Balance at end of term$999,527.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$113,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,805.07

Cash Needed at Closing

Minimum down payment$113,900
Estimated BC PTT$25,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$141,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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