Property Type: Detached HouseOwnership: Freehold

4895 Laguna Way

Nanaimo, BC V9T5C2

$799,000

4 bed3 bath2 parking2,477 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
House
Lot size
14,135 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,011.18

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Laundry roomMain level4'11 x 8'7
EntranceLower level7'10 x 9'8
Eating areaLower level6'0 x 9'3
Primary BedroomMain level14'0 x 14'0
Living roomMain level13'7 x 21'0
KitchenMain level14'2 x 15'0
Living roomLower level11'1 x 14'3
EnsuiteMain level4-Piece
Dining nookMain level5'9 x 7'8
Dining roomMain level8'9 x 15'0
BedroomLower level9'6 x 12'0
BedroomLower level9'11 x 12'6
BedroomMain level9'10 x 11'3
BathroomLower level4-Piece
BathroomMain level3-Piece

Listing Information

MLS®
1046943
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (NA) · Data source: CREA DDF.

Description

Welcome to 4895 Laguna Way, a stunning 4 bedroom, 3 bathroom home located in the desirable Hammond Bay area of Nanaimo. Set on over 1/3 of an acre and offering more than 2,400 sq ft of living space, this home captures expansive ocean views and is filled with natural light throughout. The functional floor plan includes a spacious garage and a versatile lower-level area complete with 2 bedrooms, a kitchenette, living space, and bathroom — ideal for potential Airbnb use, multi-generational living, teenagers, or exchange students. Nestled along the mountainside, the property features stairs leading to the upper portion of the lot where you’ll find a unique outbuilding ready for your creative ideas. Additional highlights include a built-in sound system wired throughout the home with in-ceiling speakers. This is a great opportunity to own an ocean view property with flexibility, privacy, and endless potential in one of Nanaimo’s most sought-after neighbourhoods. (id:63159)

Values & Trends

This listing

$323/sqft

Building average

No other active listings in this building

North Nanaimo average

$429/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J. Ney ElementaryElementary760 m
Hammond Bay ElementaryElementary1.2 km
Rock City ElementaryElementary2.3 km
Uplands Park ElementaryElementary2.3 km
Wellington SecondarySecondary2.5 km
Departure Bay ElementaryElementary2.5 km
Rutherford ElementaryElementary2.8 km
Randerson Ridge ElementaryElementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Piper's Restaurant466 m

Parks (5+)

  • Laguna Park 3 · 4900 Laguna Way59 m
  • Roxanne Park · 4780 Roxanne Drive119 m
  • Laguna Park · 4695 Sheridan Ridge Road279 m
  • Walley Creek Trail Park479 m
  • Lost Lake Trail513 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$624.93
Total monthly cost$4,748.83
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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