Property Type: Detached HouseOwnership: Freehold

49 EAST Street

Cambridge, BC N1R4P2

$719,900

3 bed2 bath3 parking1,719 sqftBuilt 1957
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
48 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,400.44

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Gas stove(s), Dishwasher, Dryer, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Stone

Building

Foundation
Block
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement27'7'' x 13'5''
Recreation roomBasement42'3'' x 10'11''
Laundry roomBasement9'10'' x 13'4''
Cold roomBasement4'5'' x 13'4''
3pc BathroomBasement8'7'' x 6'6''
Primary BedroomMain level9'8'' x 13'0''
Living roomMain level20'2'' x 11'8''
KitchenMain level13'9'' x 9'4''
OtherMain level22'9'' x 11'10''
BedroomMain level11'9'' x 11'5''
BedroomMain level11'6'' x 9'6''
4pc BathroomMain level4'11'' x 9'5''

Listing Information

MLS®
40856390
Listed
August 19, 2026
Time on market
On the market for 27 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

A lovely solid brick bungalow in a well established family neighborhood. Welcome to 49 East St. in the East Galt portion of Cambridge. As you approach the home you are welcomed by a cozy, covered front porch, perfect for that morning tea or coffee. Inside the home you have 3 bedrooms, 2 bathrooms, and a finished basement. The main floor features restored hardwood floors, an updated kitchen with granite countertops and stainless steel appliances, and a fresh 4 piece main bathroom. Off the kitchen is access to the over sized single car garage. An excellent space not only to park in, but still providing room for a workbench and work area. From here you have an entry to the large rear yard with a deck, pergola and hot tub. An excellent space to entertain family and friends, and the kids and dog to play! The downstairs of the home provides additional living space with a large recreation room, an updated 3 piece bathroom and lots of storage space. With a separate entrance this space does offer in law potential. Other features of this home are Furnace (2020), A/C (2020), Owned Water Heater (2020), Owned Water Softener (2016), Basement Reno (2021). This great home is conveniently located close to downtown Cambridge's Gaslight District, The South Cambridge Shopping Plaza, Lincoln Park, Schools, Parks, Churches and more. Don't miss out on making this gorgeous bungalow your next or first family home! (id:63159)

Values & Trends

This listing

$419/sqft

Building average

No other active listings in this building

21 - Glenview, Lincoln, Oak average

$440/sqft

17 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($46,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$575,920.00
Periodic payment — Principal & Interest (monthly)$3,715.64
Additional monthly expenses (strata, tax, utilities, etc.)$452.70
Total monthly cost$4,168.34
Interest paid over 5-yr term$165,060.33
Balance at end of term$518,041.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$46,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,174.44

Cash Needed at Closing

Minimum down payment$46,990
Estimated BC PTT$12,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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