Property Type: Detached HouseOwnership: Freehold

211 MAIN Street

Cambridge, BC N1R1X1

$650,000

3 bed2 bath4 parking1,996 sqftBuilt 1900
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
3
Frontage
69 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,431

Interior

Basement
Partially finished, Full
Heating
Hot water radiator heat, Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Window Coverings

Exterior & Lot

Exterior features
Brick

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement7'8'' x 11'2''
OtherBasement8'5'' x 11'7''
OtherBasement11'5'' x 15'8''
LoftThird level8'10'' x 17'0''
4pc BathroomSecond level8'5'' x 9'2''
KitchenSecond level6'6'' x 15'6''
BedroomSecond level9'3'' x 12'1''
BedroomSecond level11'8'' x 12'3''
Primary BedroomSecond level12'8'' x 13'3''
4pc BathroomMain level5'6'' x 8'7''
KitchenMain level11'6'' x 13'0''
Dining roomMain level11'8'' x 14'8''
Living roomMain level12'8'' x 12'8''

Listing Information

MLS®
40859846
Listed
September 4, 2026
Time on market
On the market for 11 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

LARGE VERANDA CATCHES EVERY EVENING BREEZE! Step into the charm and character of a bygone era with this spacious Victorian-era home, showcasing beautiful decorative wood trim and timeless architectural details. Offering plenty of space and opportunity, this classic home is ready for its next chapter. The inviting main floor features hardwood floors, a fireplace, a separate dining room, a four-piece bathroom, and a generous covered veranda—perfect for enjoying warm summer evenings. Upstairs, you’ll find three bedrooms, an additional four-piece bathroom, and a convenient walk-up to the unfinished attic/loft space, offering exciting possibilities for future development. The basement provides additional finished space along with a walk-up to the yard. With its generous layout, original character, and abundant potential, this is a wonderful opportunity to bring your own vision to a classic Victorian home. A property with character, space, and possibilities—come imagine what it could become! (id:63159)

Values & Trends

This listing

$326/sqft

Building average

No other active listings in this building

21 - Glenview, Lincoln, Oak average

$448/sqft

17 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$469.25
Total monthly cost$3,824.11
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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