Property Type: Detached HouseOwnership: Freehold

4920 Ivy Road

Eagle Bay, BC V0E1T0

$899,000

2 bed1 bath1,465 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
5.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,606.86

Interior

Heating
Forced air
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Metal

Building

Roof
Metal, Unknown

Parking

Features
Other

Room Dimensions

RoomLevelDimensions
StorageMain level5'3'' x 7'11''
Mud roomMain level7'3'' x 16'7''
BedroomMain level13'11'' x 8'2''
3pc BathroomMain level9'11'' x 9'5''
Primary BedroomMain level15'2'' x 11'9''
Living roomMain level28' x 16'7''
KitchenMain level19'3'' x 15'5''

Listing Information

MLS®
10325224
Listed
June 2, 2026
Time on market
On the market for 90 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Looking for privacy and plenty of elbow room? Nestled on 5.12 private acres, this unique barndominium-style home combines rustic charm with modern commercial-inspired design. Thoughtfully crafted with accessibility and functionality in mind, the home features a no-step layout, extra-wide 3-foot doorways throughout, and an open-concept floor plan that creates an inviting sense of space. The architecturally designed interior showcases soaring ceilings, warm wood accents, handcrafted sliding barn doors, and a striking copper sink that serves as a focal point in the kitchen. Large windows flood the home with natural light while connecting the interior to the peaceful outdoor surroundings. Enjoy outdoor living year-round with both front and rear covered patios. The home is equipped with a high-efficiency forced-air furnace installed in 2020, an A/C condenser already in place for future air conditioning, a brand-new hot water tank, and a cozy zero-clearance wood-burning stove. For added peace of mind, the property also features isolated generator plug-ins for backup power capability. The property includes a spacious 37.5' x 36.6' shop with a convenient 30-amp RV plug-in at the front, offering added flexibility for visitors, recreational vehicles, or project needs. A 12' x 16' fully wired and insulated bunkhouse provides additional space for guests, hobbies, or storage. Zoned RR4 and not located within the ALR, this exceptional 5.12-acre property offers flexibility, privacy, and endless possibilities in a tranquil rural setting. (id:63159)

Values & Trends

This listing

$614/sqft

Building average

No other active listings in this building

Eagle Bay average

$514/sqft

15 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle10.5 km
Carlin Elementary MiddleElementary/Middle14.3 km
Eagle River SecondaryK-1218.6 km
Parkview Elementary SchoolElementary19.1 km
Sorrento ElementaryElementary19.9 km
North Canoe ElementaryElementary20.1 km
Shuswap SDA(Independent)Elementary/Middle20.7 km
Salmon Arm SecondarySecondary24.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$206.91
Total monthly cost$4,846.94
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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