Property Type: Detached HouseOwnership: Freehold

5091 Croil Avenue

Summerland, BC V0H1Z9

$1,550,000

3 bed3.5 bath3 parking2,778 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,569

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Detached Garage, RV

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level15'10'' x 11'5''
DenSecond level11' x 10'1''
BedroomSecond level11'10'' x 11'3''
4pc BathroomSecond level
OtherMain level11'1'' x 5'7''
StorageMain level3'11'' x 3'2''
Primary BedroomMain level16'10'' x 15'10''
OfficeMain level9'11'' x 10'4''
Living roomMain level22'6'' x 13'10''
Laundry roomMain level7'11'' x 10'3''
KitchenMain level19'8'' x 21'2''
FoyerMain level17' x 7'
Dining roomMain level16'11'' x 13'10''
OtherMain level6' x 8'10''
5pc Ensuite bathMain level
2pc BathroomMain level

Listing Information

MLS®
10377675
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

This one-of-a-kind custom home, located on a quiet no-thru road in prestigious Trout Creek, offers a rare combination of craftsmanship + versatility. Set on a flat and fully landscaped 0.24 acre lot, there’s ample room for all your toys—boat, RV, and more—plus a powered detached garage with a 3-piece bathroom, great as a workshop, storage or carriage home potential. The thoughtfully designed floor plan is both functional and beautiful, ideal for many stages of life. Enjoy life on one level with the den and spacious primary suite resting on the main floor, featuring French doors to a large covered deck and a recently updated ensuite complete with a jetted soaker tub, custom shower, and double vanity. The main floor also offers a bright laundry room, soaring vaulted foyer, open concept living and dining room, and an expansive chef’s kitchen with granite countertops, stainless steel appliances, and 9 ft ceilings throughout. Upstairs you’ll find two additional bedrooms connected by a charming Jack-and-Jill bathroom—plus a den/flex space. From the immaculate millwork to the detailed finishings, this home exudes quality + character, with an unmistakable ""wow"" factor you won’t find in a cookie-cutter build. The backyard is a true private haven—lush landscaping, and generous covered deck. Additional features include 200 amp electrical service, easy access to nearby beaches, parks, and schools. Truly the full package! Please contact your preferred agent to book your private viewing. (id:63159)

Values & Trends

This listing

$558/sqft

Building average

No other active listings in this building

Trout Creek average

$651/sqft

16 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary409 m
Unisus Junior School(Independent)Elementary3.7 km
Unisus Senior School(Independent)Secondary3.7 km
Naramata ElementaryElementary4.1 km
Summerland Montessori School(Independent)Elementary5.1 km
Summerland SecondaryK-125.3 km
West Bench ElementaryElementary7.5 km
Queens Park ElementaryElementary8.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park683 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($310,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,240,000.00
Periodic payment — Principal & Interest (monthly)$8,000.06
Additional monthly expenses (strata, tax, utilities, etc.)$686.42
Total monthly cost$8,686.48
Interest paid over 5-yr term$355,387.56
Balance at end of term$1,115,384.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$310,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,535.17

Cash Needed at Closing

Minimum down payment$310,000
Estimated BC PTT$29,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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