Property Type: Detached HouseOwnership: Freehold

876 JOHNSON Street

Summerland, BC V0H1Z9

$1,695,000

4 bed4.5 bath2 parking2,134 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,449.49

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco, Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomMain level4'11'' x 4'7''
Primary BedroomSecond level13' x 14'11''
Living roomMain level18'8'' x 12'
Laundry roomMain level10'5'' x 11'7''
KitchenMain level10'5'' x 14'10''
OtherMain level23'10'' x 18'10''
BedroomSecond level9'2'' x 12'9''
5pc Ensuite bathSecond level
3pc Ensuite bathMain level
Dining roomMain level10'11'' x 14'10''
BedroomSecond level12'10'' x 11'5''
BedroomMain level12'4'' x 11'11''
4pc BathroomSecond level
2pc BathroomMain level

Listing Information

MLS®
10395061
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

Experience elevated living in this exquisite 4-bed, 4-bath custom home in Summerland’s most desirable neighborhood. Built in 2020 by renowned Benoit Cadeaux Homes, this residence seamlessly blends high-end design with everyday comfort. The main floor offers a bright, open-concept layout and a guest bedroom with ensuite. Upstairs, discover two spacious bedrooms, primary bedroom, and a charming loft perfect for a playroom. The primary suite is a true retreat, featuring heated floors, soaker tub and dual sinks. Designed for the entertainer, the fully irrigated, low-maintenance grounds offer ultimate privacy. Enjoy multiple outdoor living areas, including a 2nd-floor lake-view terrace, a backyard oasis with a gas fire pit, and even a putting green. All this and only steps to the beach! (id:63159)

Values & Trends

This listing

$794/sqft

Building average

No other active listings in this building

Trout Creek average

$636/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary199 m
Naramata ElementaryElementary3.5 km
Unisus Junior School(Independent)Elementary4.0 km
Unisus Senior School(Independent)Secondary4.0 km
Summerland Montessori School(Independent)Elementary5.3 km
Summerland SecondaryK-125.4 km
West Bench ElementaryElementary7.9 km
Uplands ElementaryElementary8.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park162 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,356,000.00
Periodic payment — Principal & Interest (monthly)$8,748.45
Additional monthly expenses (strata, tax, utilities, etc.)$727.79
Total monthly cost$9,476.24
Interest paid over 5-yr term$388,633.50
Balance at end of term$1,219,726.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,427.17

Cash Needed at Closing

Minimum down payment$339,000
Estimated BC PTT$31,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$372,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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