Property Type: Detached HouseOwnership: Freehold

4910 GARTRELL Road

Summerland, BC V0H1Z4

$1,499,000

4 bed2 bath2 parking2,100 sqftBuilt 1939
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,135

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Stucco, Other
View
Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Other, Additional Parking

Room Dimensions

RoomLevelDimensions
SunroomMain level7'10'' x 11'10''
Living roomMain level17'2'' x 12'11''
KitchenMain level10'10'' x 13'2''
Dining roomMain level8'6'' x 13'1''
DenMain level7'10'' x 13'1''
BedroomSecond level14'3'' x 19'2''
Primary BedroomSecond level12'4'' x 21'5''
BedroomMain level9'11'' x 13'2''
BedroomMain level12'2'' x 13'11''
4pc BathroomSecond level
4pc BathroomMain level

Listing Information

MLS®
10377350
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: Summerland Realty Ltd. · Data source: CREA DDF.

Description

Welcome to your dream home! Nestled along Bottleneck Drive on a picturesque 5-acre lot, this exceptional property offers a perfect blend of comfort and natural beauty. With stunning lake views, this 4-bedroom, 2-bathroom home is a rare find that promises tranquility, space, and a unique living experience. Step inside & you'll be greeted by a spacious floor plan designed to maximize both comfort and functionality. The living room features a cozy fireplace that adds warmth and ambiance, making it the perfect spot for family gatherings or quiet evenings. The well-appointed kitchen is a chef's delight, with high-end stainless steel appliances, granite countertops, and ample cabinet space. An adjacent dining area provides a lovely setting for enjoying meals while gazing out at the lake. Imagine waking up to the sight of the sun rising over the lake or ending your day with a stunning sunset. This property offers unparalleled lake views that can be enjoyed from multiple vantage points within the home. This home offers the best of both worlds – a serene escape from the hustle and bustle, yet conveniently located near essential amenities, schools, and shopping. Property is within the ALR and features 2.5 acres of Riesling grapes, 18 pear trees, plum and apricot trees as well as 1 walnut tree. The surrounding area offers recreational opportunities, including hiking trails, parks, golf and, of course, the lake. Schedule a viewing today and experience Okanagan living! (id:63159)

Values & Trends

This listing

$714/sqft

Building average

No other active listings in this building

Summerland Rural average

$760/sqft

27 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary1.9 km
Unisus Junior School(Independent)Elementary2.0 km
Unisus Senior School(Independent)Secondary2.0 km
Summerland Montessori School(Independent)Elementary3.4 km
Summerland SecondaryK-123.6 km
Naramata ElementaryElementary4.7 km
West Bench ElementaryElementary8.5 km
Queens Park ElementaryElementary9.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$282.92
Total monthly cost$8,019.75
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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