Property Type: Condo / ApartmentOwnership: Strata

510 517 Fisgard St

Victoria, BC V8W0C5

$439,998

1 bed1 bath493 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
493 square feet
Zoning
Residential/Commercial

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$339/mo
Annual property tax
$2,491.76

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view, Ocean view

Parking

Features
Street

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level
Living roomMain level
Dining roomMain level
KitchenMain level
Primary BedroomMain level
BathroomMain level4-Piece
EntranceMain level

Listing Information

MLS®
1044870
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island · Data source: CREA DDF.

Description

OFFERED AT BELOW ASSESSED VALUE. Experience downtown living from the top floor of The Union. This bright, modern 1-bed, 1 bath unit features an open-concept layout, stainless steel appliances, in-suite laundry, and floor to ceiling windows. The balcony overlooks the court yard with ocean, mountain and city views. Located in heart of historic Chinatown, you're steps to cafés, restaurants, shopping, the inner harbour, and everything you could ever want in downtown Victoria. Offering exceptional value, this is THE best-priced opportunity in the entire building and the best value for a top-floor suite. Whether you're a first time buyer, investor, or looking for the perfect urban home, this is an opportunity you won't want to miss. (id:63159)

Values & Trends

This listing

$892/sqft

Building average

$816/sqft

2 active listing(s)

Downtown average

$764/sqft

152 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

74

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pacific School of Innovation and Inquiry(Independent)Secondary735 m
Christ Church Cathedral School(Independent)Elementary/Middle1.1 km
South Park Family SchoolElementary1.3 km
George Jay ElementaryElementary1.4 km
Selkirk Montessori School(Independent)Elementary/Middle1.5 km
Victoria West ElementaryElementary1.5 km
James Bay CommunityElementary1.6 km
Victoria HighElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Ohana Poke · 513 Fisgard Street16 m
  • Pinhalla · 516 Fisgard Street23 m
  • Eva Schnitzelhous · 509 Fisgard Street32 m
  • The Sour Pickle Cafe · 1623 Store Street50 m
  • Don Mee Seafood Restaurant · 538 Fisgard Street53 m

Cafes (5+)

  • Bean Around The World · 533 Fisgard Street28 m
  • Just Matcha · 544 Pandora Avenue94 m
  • Shanzee's Biscuit Café · 529 Pandora Avenue100 m
  • Union Pacific Coffee · 537 Herald Street100 m
  • Habit Coffee · 552 Pandora Avenue111 m

Grocery (5+)

  • Zero Waste Emporium · 1728 Douglas Street316 m
  • Mexican House of Spice · 1412 Douglas Street346 m
  • No Frills · 770 Fisgard Street360 m
  • Bulk Barn · 706 Yates Street457 m
  • Daily Fresh · 1627 Quadra Street754 m

Parks (5+)

  • Triangle Green146 m
  • Bridgehead Green189 m
  • Pandora Green190 m
  • Reeson Park · 1300 Wharf Street274 m
  • Fort Victoria509 m

Shopping (5+)

  • Camöflage216 m
  • Sabayons · 1101 Government Street458 m
  • The Bay Centre · 1150 Douglas Street484 m
  • The Bay Centre484 m
  • Winners · 1150 Douglas Street501 m

Gyms (5+)

  • Spinco · 524 Pandora Avenue67 m
  • Limitless Training · 582 Johnson Street193 m
  • Lagree West259 m
  • Vic City Gymnastics · 2051 Store Street358 m
  • Spinco · 745 Cormorant Street429 m

Pharmacies (3)

  • Shoppers Drug Mart · 1212 Douglas Street472 m
  • I.D.A. Cridge Family · 641 Fort Street530 m
  • Rexall · 912 Douglas Street679 m

Banks & ATMs (5+)

  • Localcoin Bitcoin ATM · 1710 Douglas Street305 m
  • RBC Royal Bank · 1701 Douglas Street345 m
  • Unnamed346 m
  • Vancity · 1280 Douglas Street437 m
  • Scotiabank · 702 Yates Street438 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,998.00
Periodic payment — Principal & Interest (monthly)$2,270.97
Additional monthly expenses (strata, tax, utilities, etc.)$571.15
Total monthly cost$2,842.12
Interest paid over 5-yr term$100,883.64
Balance at end of term$316,623.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,214.26

Cash Needed at Closing

Minimum down payment$22,000
Estimated BC PTT$6,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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