Property Type: Condo / ApartmentOwnership: Strata

215 517 Fisgard St

Victoria, BC V8W0C5

$399,000

1 bed1 bath493 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
493 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$339/mo
Annual property tax
$2,454.43

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Features
None

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level
BathroomMain level4-Piece
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1044213
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Clover Residential Ltd. · Data source: CREA DDF.

Description

Steps to the Inner Harbour, endless walkability, and a rare oversized patio - welcome home to The Union. Perfect for the first-time buyer or savvy investor, this bright 1-bedroom sits in the heart of historic Chinatown/Old Town, moments from the Inner Harbour, transit hub, shops, cafes, and Victoria's best restaurants. Cyclists will love the nearby bike routes and quick access to the Galloping Goose Trail. Tucked away on the quiet, landscaped courtyard side of the building, it's a tranquil retreat from the downtown buzz. Enjoy one of the few exceptionally large south-facing patios in the building - perfect for entertaining and BBQs. Inside: wide-plank laminate flooring, stainless steel appliances, in-suite laundry, and modern finishes throughout. Built in 2014, freshly presented, and ready for immediate possession. Pet-friendly complex with separate storage also included. Don't miss this rare opportunity in one of Victoria's most walkable and historic neighbourhoods! (id:63159)

Values & Trends

This listing

$809/sqft

Building average

$858/sqft

2 active listing(s)

Downtown average

$765/sqft

152 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

74

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pacific School of Innovation and Inquiry(Independent)Secondary744 m
Christ Church Cathedral School(Independent)Elementary/Middle1.1 km
South Park Family SchoolElementary1.3 km
George Jay ElementaryElementary1.4 km
Selkirk Montessori School(Independent)Elementary/Middle1.5 km
Victoria West ElementaryElementary1.5 km
James Bay CommunityElementary1.6 km
Victoria HighElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Ohana Poke · 513 Fisgard Street15 m
  • Pinhalla · 516 Fisgard Street15 m
  • Eva Schnitzelhous · 509 Fisgard Street29 m
  • The Sour Pickle Cafe · 1623 Store Street49 m
  • Chubby Dumpling · 1619 Store Street54 m

Cafes (5+)

  • Bean Around The World · 533 Fisgard Street35 m
  • Union Pacific Coffee · 537 Herald Street95 m
  • Just Matcha · 544 Pandora Avenue104 m
  • Shanzee's Biscuit Café · 529 Pandora Avenue109 m
  • Grindstone Cafe · Herald Street117 m

Grocery (5+)

  • Zero Waste Emporium · 1728 Douglas Street319 m
  • Mexican House of Spice · 1412 Douglas Street355 m
  • No Frills · 770 Fisgard Street364 m
  • Bulk Barn · 706 Yates Street467 m
  • Daily Fresh · 1627 Quadra Street760 m

Parks (5+)

  • Triangle Green148 m
  • Bridgehead Green193 m
  • Pandora Green199 m
  • Reeson Park · 1300 Wharf Street278 m
  • Fort Victoria516 m

Shopping (5+)

  • Camöflage226 m
  • Sabayons · 1101 Government Street467 m
  • The Bay Centre · 1150 Douglas Street494 m
  • The Bay Centre494 m
  • Winners · 1150 Douglas Street511 m

Gyms (5+)

  • Spinco · 524 Pandora Avenue75 m
  • Limitless Training · 582 Johnson Street203 m
  • Lagree West267 m
  • Vic City Gymnastics · 2051 Store Street349 m
  • Spinco · 745 Cormorant Street436 m

Pharmacies (3)

  • Shoppers Drug Mart · 1212 Douglas Street481 m
  • I.D.A. Cridge Family · 641 Fort Street539 m
  • Rexall · 912 Douglas Street689 m

Banks & ATMs (5+)

  • Localcoin Bitcoin ATM · 1710 Douglas Street309 m
  • RBC Royal Bank · 1701 Douglas Street350 m
  • Unnamed352 m
  • Vancity · 1280 Douglas Street447 m
  • Scotiabank · 702 Yates Street448 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$568.54
Total monthly cost$2,627.91
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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