Property Type: Detached HouseOwnership: Freehold

5100 Wilson Road

Summerland, BC V0H1Z4

$1,549,000

3 bed3.5 bath2 parking1,997 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.33 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,231.66

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Hardwood

Exterior & Lot

Exterior features
Aluminum
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level
BedroomLower level15'10'' x 12'4''
BedroomLower level11'4'' x 11'9''
Recreation roomLower level32'4'' x 11'9''
StorageLower level7'10'' x 11'7''
WorkshopLower level20'9'' x 20'9''
4pc Ensuite bathMain level
KitchenMain level18'9'' x 8'7''
Laundry roomMain level6'7'' x 5'11''
Living roomMain level17'10'' x 16'6''
Primary BedroomMain level15'2'' x 12'8''
5pc BathroomLower level

Listing Information

MLS®
10379364
Listed
March 13, 2026
Time on market
On the market for 171 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

Perched to capture beautiful lake views, this extensively renovated rancher-style home with a detached garage offers the perfect blend of comfort, efficiency, and relaxed Okanagan living. The bright open-concept main level features warm white oak cabinetry, quartz countertops, and a thoughtfully designed kitchen complete with a gas range and double-drawer dishwasher, generous prep space, and excellent storage—ideal for both everyday living and entertaining. The main living area is warm and inviting with a gas fireplace, beautiful engineered hardwood flooring, and seamless access to an expansive view deck—the perfect place to take in sweeping lake and valley vistas. Year-round comfort is provided by efficient heat pumps with air conditioning and cozy in-floor heating in select areas. Downstairs, the walk-out daylight basement offers a well-designed 2 bedroom, 1 bathroom layout, providing comfortable and private space for visiting family or guests. The lower level opens to a covered seating area with lake views, creating a peaceful spot to relax or entertain, with a nearby fire pit area ideal for evening gatherings. The detached garage adds excellent flexibility and includes a convenient 2-piece bathroom, along with access to an expansive workshop located beneath the garage footprint—perfect for hobbies, projects, or additional storage. The landscaped yard is designed for easy maintenance. With thoughtful renovations, versatile living spaces, and stunning lake views from multiple outdoor areas, this home offers comfortable, low-maintenance living in a truly special setting. (id:63159)

Values & Trends

This listing

$776/sqft

Building average

No other active listings in this building

Main Town average

$466/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-122.3 km
Summerland Montessori School(Independent)Elementary2.4 km
Unisus Senior School(Independent)Secondary2.4 km
Unisus Junior School(Independent)Elementary2.4 km
Trout Creek ElementaryElementary3.1 km
Naramata ElementaryElementary4.2 km
West Bench ElementaryElementary10.4 km
Queens Park ElementaryElementary11.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Kinsmen Park650 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,239,200.00
Periodic payment — Principal & Interest (monthly)$7,994.90
Additional monthly expenses (strata, tax, utilities, etc.)$452.64
Total monthly cost$8,447.54
Interest paid over 5-yr term$355,158.28
Balance at end of term$1,114,664.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,529.01

Cash Needed at Closing

Minimum down payment$309,800
Estimated BC PTT$28,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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