Property Type: Detached HouseOwnership: Freehold

52 HARBOUR KEY Drive

Osoyoos, BC V0H1V3

$1,750,000

4 bed3 bath1 parking2,442 sqftBuilt 1977
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,145.63

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View of water, View (panoramic)
Pool
Inground pool

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomLower level15'3'' x 11'0''
BedroomLower level11'5'' x 14'8''
3pc BathroomLower level9'8'' x 6'3''
Recreation roomLower level14'9'' x 11'0''
KitchenLower level13'0'' x 9'6''
Laundry roomSecond level8'8'' x 6'4''
4pc Ensuite bathSecond level8'7'' x 8'2''
BedroomSecond level7'10'' x 10'5''
4pc BathroomSecond level4'10'' x 9'3''
Primary BedroomSecond level11'8'' x 13'1''
Family roomMain level9'4'' x 15'0''
Dining roomMain level9'8'' x 11'3''
KitchenMain level9'8'' x 13'2''
Living roomMain level16'0'' x 12'0''

Listing Information

MLS®
10388659
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Looking for WATERFRONT LIVING ON OSOYOOS LAKE at a great price? Here IT is! Beautifully remodelled 4-bedroom, 3-bathroom waterfront home perfectly positioned on the channel of Osoyoos Lake — Canada’s warmest freshwater lake. This rare opportunity combines modern comfort with unbeatable lifestyle amenities. Step outside to your private HEATED, SALT WATER in-ground SWIMMING POOL with waterfall, ideal for summer relaxation, or launch your paddle board and kayak just steps from your backyard. Inside, the home has been thoughtfully updated to offer open-concept living, large windows, and stylish finishes throughout. The layout includes a non-conforming in-law suite, providing flexibility for extended family, guests, or potential income from B&B opportunity. With 4 spacious bedrooms, 3 bathrooms, and multiple indoor and outdoor gathering areas, this home is designed for both entertaining and everyday living. Located on a quiet, sought-after street, this waterfront gem offers a perfect balance of tranquility and convenience — close to downtown Osoyoos, wineries, golf courses, and year-round recreation. Dock your boat, relax in the hot tub and enjoy the summer lifestyle Osoyoos has to offer. Must see! (id:63159)

Values & Trends

This listing

$717/sqft

Building average

No other active listings in this building

Osoyoos average

$561/sqft

130 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.5 km
Osoyoos SecondarySecondary2.6 km
Senpaq'cin School(Independent)Elementary18.0 km
Tuc-el-Nuit ElementaryElementary18.9 km
Southern Okanagan SecondarySecondary19.0 km
Southern Okanagan AltSecondary19.0 km
Oliver ElementaryElementary19.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Junction 3 Coffeehouse456 m

Parks (2)

  • Unnamed598 m
  • Unnamed653 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($350,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,400,000.00
Periodic payment — Principal & Interest (monthly)$9,032.32
Additional monthly expenses (strata, tax, utilities, etc.)$800.80
Total monthly cost$9,833.13
Interest paid over 5-yr term$401,244.02
Balance at end of term$1,259,304.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$350,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,765.51

Cash Needed at Closing

Minimum down payment$350,000
Estimated BC PTT$33,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$384,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information