Property Type: DuplexOwnership: Freehold

5205 Sandhills Drive

Kelowna, BC V1X7Y7

$869,900

3 bed3.5 bath4 parking1,964 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.14 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$378/mo
Annual property tax
$3,263.76

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Linoleum, Mixed Flooring

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomBasement11'2'' x 13'9''
4pc BathroomBasement10'7'' x 4'11''
OfficeBasement14'6'' x 9'9''
BedroomBasement13'2'' x 13'3''
Recreation roomBasement17'5'' x 12'2''
5pc Ensuite bathMain level8'6'' x 10'3''
Primary BedroomMain level11'2'' x 19'5''
2pc BathroomMain level5'9'' x 7'6''
Laundry roomMain level6'4'' x 5'8''
Dining roomMain level14'3'' x 12'2''
Living roomMain level14'0'' x 19'2''
Dining nookMain level10'2'' x 10'3''
KitchenMain level11'0'' x 7'10''
FoyerMain level10'11'' x 13'10''

Listing Information

MLS®
10395019
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Located in the ""Golf Villa"" section. Gorgeously renovated with new counters, backsplash, and fresh paint. Bright and full of natural light. This property is located right on an exclusive feeling laneway. Step in the door and enjoy the immediate fabulous views of Okanagan Lake, Sunset Ranch golf course, and all the city lights. Feel welcomed by valley and surrounding mountains. Main floor living is easy with laundry and the Primary suite, all with no steps. Downstairs, your guests can enjoy two full bedrooms and their own patio. Eat in the nook area off the kitchen at the front of the home, or enjoy those views from the living room/dining area. Step out to an expanded deck. It offers covered and non-covered sunny outdoor spaces. The full basement offers nice and quiet office/craft rooms, along with the rec room which is great for guests or a family. The double garage is helpful for tinkering. Superb gardens and a nice backyard space. (id:63159)

Values & Trends

This listing

$443/sqft

Building average

No other active listings in this building

Ellison average

$212/sqft

1 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Ellison ElementaryElementary635 m
Aberdeen Hall Preparatory School(Independent)K-124.1 km
Rutland ElementaryElementary5.2 km
Rutland Middle SchoolMiddle5.6 km
Rutland Senior SecondaryElementary5.6 km
Pearson Road ElementaryElementary6.1 km
South Rutland ElementaryElementary6.5 km
North Glenmore ElementaryElementary6.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$695,920.00
Periodic payment — Principal & Interest (monthly)$4,489.84
Additional monthly expenses (strata, tax, utilities, etc.)$747.71
Total monthly cost$5,237.55
Interest paid over 5-yr term$199,452.67
Balance at end of term$625,982.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,212.55

Cash Needed at Closing

Minimum down payment$61,990
Estimated BC PTT$15,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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