Property Type: Detached HouseOwnership: Freehold

5212 WOODS Avenue

Summerland, BC V0H1Z9

$1,999,900

4 bed3 bath5 parking4,313 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,494.1

Interior

Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco, Other, Aluminum
View
Lake view

Building

Roof
Metal, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Detached Garage, Rear, Additional Parking

Room Dimensions

RoomLevelDimensions
Dining roomSecondary Dwelling Unit13' x 8'5''
Full bathroomSecondary Dwelling Unit
Primary BedroomSecondary Dwelling Unit13'2'' x 10'9''
BedroomSecondary Dwelling Unit9'5'' x 9'10''
Living roomSecondary Dwelling Unit13' x 9'5''
OtherSecond level5'6'' x 4'11''
KitchenSecondary Dwelling Unit10'4'' x 17'11''
Mud roomMain level8' x 8'10''
Dining roomMain level18'9'' x 10'6''
FoyerMain level6'6'' x 7'7''
KitchenMain level26'4'' x 14'4''
Living roomMain level28'6'' x 19'7''
Laundry roomSecond level7'5'' x 8'11''
KitchenSecond level7'5'' x 8'11''
Family roomSecond level16'5'' x 25'8''
5pc Ensuite bathSecond level12'3'' x 12'6''
Primary BedroomSecond level19'10'' x 14'6''
BedroomMain level12'6'' x 12'6''
BedroomSecond level10'3'' x 12'5''
BedroomSecond level14'1'' x 10'0''
3pc BathroomMain level
4pc BathroomSecond level

Listing Information

MLS®
10388073
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

This custom built home is located in the highly sought-after Trout Creek neighbourhood. Set on a beautifully landscaped 0.20-acre lot, the property features a stunning 4-bedroom, 3-bathroom main home with double garage, and an additional 3-bay detached garage with a 2-bedroom carriage suite above. Designed with quality and comfort in mind, the main home features high-end finishes throughout, soaring ceilings, and an open-concept layout ideal for family living and entertaining. The thoughtfully designed kitchen is complemented by a butler’s pantry and bar area, offering both style and functionality for hosting. Upstairs, the spacious family room includes a convenient kitchenette and opens onto a large deck, creating the perfect place to relax and unwind. Just steps to the lake, boat launch, and parks, this property combines luxury and functionality. The fully landscaped grounds are designed for easy maintenance, making this an ideal lock-and-leave home or year-round residence! (id:63159)

Values & Trends

This listing

$464/sqft

Building average

No other active listings in this building

Trout Creek average

$657/sqft

16 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary258 m
Naramata ElementaryElementary3.8 km
Unisus Senior School(Independent)Secondary4.0 km
Unisus Junior School(Independent)Elementary4.0 km
Summerland Montessori School(Independent)Elementary5.3 km
Summerland SecondaryK-125.5 km
West Bench ElementaryElementary7.6 km
Uplands ElementaryElementary8.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park496 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($399,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,599,920.00
Periodic payment — Principal & Interest (monthly)$10,322.14
Additional monthly expenses (strata, tax, utilities, etc.)$1,007.18
Total monthly cost$11,329.32
Interest paid over 5-yr term$458,541.67
Balance at end of term$1,439,133.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$399,980
Stress test qualifying rate8.09%
Payment you must qualify for$12,302.82

Cash Needed at Closing

Minimum down payment$399,980
Estimated BC PTT$37,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$439,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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