Property Type: Detached HouseOwnership: Freehold

3264 Naramata Road

Naramata, BC V0H1N1

$1,599,000

4 bed4.5 bath1 parking4,059 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
0.82 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,524

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement6'5'' x 7'7''
4pc Ensuite bathBasement
BedroomBasement15' x 18'11''
LoftThird level14'11'' x 11'4''
LoftThird level14'8'' x 19'5''
BedroomSecond level11'9'' x 11'7''
BedroomSecond level11'7'' x 11'8''
4pc BathroomSecond level
OtherSecond level12'2'' x 23'2''
5pc Ensuite bathSecond level23'10'' x 7'10''
Primary BedroomSecond level19'6'' x 14'11''
2pc BathroomMain level
OfficeMain level10'4'' x 9'11''
FoyerMain level16' x 12'2''
Laundry roomMain level7'1'' x 17'9''
Living roomMain level10'6'' x 19'11''
Dining roomMain level19'1'' x 15'2''
KitchenMain level15'6'' x 15'11''

Listing Information

MLS®
10397165
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

CLICK TO VIEW VIDEO: Experience luxury mountain lodge living in the heart of Naramata at 3264 Naramata Rd. This exceptional home combines timeless craftsmanship with breathtaking views of Okanagan Lake and the surrounding valley. The grand main living area welcomes you with soaring ceilings, custom wood details, and a stunning fireplace finished with locally harvested natural cultured stone, creating a warm and inviting atmosphere throughout. The spacious kitchen features a large island, ample workspace, and easy access to the expansive view deck, perfect for entertaining or relaxing while taking in the scenery. Upstairs, the spa-inspired primary suite offers a private retreat, complemented by two additional bedrooms and a generous landing area ideal for games, recreation, or gathering with family and friends. A versatile mezzanine provides space for hobbies, a home office, creative pursuits, or a potential fifth bedroom. The lower level offers excellent guest accommodations and includes a finished sauna for the ultimate relaxation experience. Outside, the beautifully landscaped grounds feature synthetic turf, mature trees, gardens, a bocce court, and space to practice your golf game. Located just minutes from Naramata Village, award-winning wineries, beaches, and endless outdoor recreation, this is a rare opportunity to enjoy the best of the Okanagan lifestyle. (id:63159)

Values & Trends

This listing

$394/sqft

Building average

No other active listings in this building

Naramata Village average

$1,020/sqft

8 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary1.2 km
Trout Creek ElementaryElementary4.2 km
Unisus Junior School(Independent)Elementary7.3 km
Unisus Senior School(Independent)Secondary7.3 km
Summerland SecondaryK-127.4 km
Summerland Montessori School(Independent)Elementary7.7 km
Uplands ElementaryElementary10.1 km
West Bench ElementaryElementary10.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Real Things Pizza · 961 Robinson Avenue739 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,279,200.00
Periodic payment — Principal & Interest (monthly)$8,252.96
Additional monthly expenses (strata, tax, utilities, etc.)$746.67
Total monthly cost$8,999.63
Interest paid over 5-yr term$366,622.40
Balance at end of term$1,150,644.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,836.60

Cash Needed at Closing

Minimum down payment$319,800
Estimated BC PTT$29,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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