Property Type: Detached HouseOwnership: Freehold

5214 Nixon Road

Summerland, BC V0H1Z9

$1,195,000

3 bed2 bath8 parking1,212 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,808.38

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, Carport, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'10'' x 7'
SunroomMain level12'10'' x 12'4''
Dining roomMain level8'10'' x 8'1''
4pc BathroomMain level6'2'' x 7'
BedroomMain level10'1'' x 9'2''
BedroomMain level9'11'' x 12'9''
4pc Ensuite bathMain level11'2'' x 8'2''
Primary BedroomMain level14' x 15'8''
Living roomMain level11'8'' x 21'3''
KitchenMain level8'10'' x 10'

Listing Information

MLS®
10377891
Listed
March 9, 2026
Time on market
On the market for 175 days
Data last synced
August 28, 2026

Listing provided by: Skaha Realty Group Inc. · Data source: CREA DDF.

Description

Welcome to your FULLY RENOVATED TROUT CREEK BEACH HOUSE beautifully situated on a prime .29 acre FLAT LOT only two short blocks to the stunning Okanagan Beach! Walking into this home makes you feel like you are on vacation 365 days a year! This stunning 3 bedroom, 2 bathroom beach house has over $300,000 in UPDATES completed including NEW ROOF, KITCHEN, BATHROOMS, SS APPLIANCES, FLOORING, WINDOWS, HEAT PUMP/AC, GAS FIREPLACE, & IN FLOOR HEATING IN 2 BATHROOMS! This easy living home is situated in Summerland's finest neighborhood near the finest beaches, BOAT LAUNCH, tennis courts, dog park, and TROUT CREEK ELEMENTARY. The outside features a HUGE LOT, garden, GREEN HOUSE, single garage and shed. The NEW front fence is now ready for a power gate. This fine property has all the potential of adding a CARRIAGE HOUSE or POOL down the road. Presently tenanted to a lovely family on a month to month basis. TROUT CREEK is one of the best places you can live in the Okanagan...a tranquil haven where you can just sit back, relax and enjoy living the good life! 24 HRs notice appreciated as tenants have young children. (id:63159)

Values & Trends

This listing

$986/sqft

Building average

No other active listings in this building

Trout Creek average

$624/sqft

16 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary255 m
Unisus Junior School(Independent)Elementary3.8 km
Unisus Senior School(Independent)Secondary3.8 km
Naramata ElementaryElementary3.9 km
Summerland Montessori School(Independent)Elementary5.2 km
Summerland SecondaryK-125.3 km
West Bench ElementaryElementary7.6 km
Queens Park ElementaryElementary8.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park533 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,000.00
Periodic payment — Principal & Interest (monthly)$6,167.79
Additional monthly expenses (strata, tax, utilities, etc.)$378.37
Total monthly cost$6,546.15
Interest paid over 5-yr term$273,992.35
Balance at end of term$859,925.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,462.46

Cash Needed at Closing

Minimum down payment$94,500
Estimated BC PTT$21,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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