1507 Wharf Street
Summerland, BC V0H1Z9
$1,275,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.24 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,209.63
Interior
- Basement
- Full
- Heating
- Forced air, See remarks
- Fireplace
- None
Parking
- Features
- Other, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Lower level | 5'8'' x 11'8'' |
| Gym | Lower level | 14'11'' x 18'11'' |
| Utility room | Basement | 3'5'' x 8'4'' |
| Storage | Basement | 4'1'' x 6'7'' |
| Recreation room | Basement | 16'7'' x 23'11'' |
| Laundry room | Basement | 6'7'' x 8'3'' |
| Family room | Basement | 10'7'' x 11'11'' |
| Bedroom | Basement | 10'4'' x 11'2'' |
| 3pc Bathroom | Basement | — |
| Dining room | Main level | 7'7'' x 10'5'' |
| Bedroom | Main level | 8'10'' x 12' |
| Living room | Main level | 12'10'' x 21'2'' |
| Dining nook | Main level | 4'6'' x 9'11'' |
| Kitchen | Main level | 15'10'' x 19'1'' |
| Bedroom | Main level | 8'10'' x 12' |
| Full bathroom | Main level | — |
| Primary Bedroom | Main level | 14'11'' x 15'9'' |
| 3pc Ensuite bath | Main level | — |
Listing Information
- MLS®
- 10395077
- Listed
- August 5, 2026
- Time on market
- On the market for 26 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Beautifully Trout Creek home just steps from Sun-Oka Beach, Powell Beach, the boat launch, and the local elementary school. Extensively updated in 2007, this exceptional home blends timeless design with modern comfort. The bright, open-concept main living area flows seamlessly onto a spacious 150 sq. ft. covered deck, complete with roll-down sunshades, heat lamps, and water hookups for a future outdoor kitchen—perfect for year-round entertaining. The custom Ellis Creek kitchen features a large walnut-topped island with a prep sink, Sharp microwave drawer, eating bar, solid surface countertops, stainless steel appliances, and a built-in wine fridge. The stunning primary suite boasts 10-foot ceilings, oversized windows, a walk-in closet, and a spa-inspired ensuite with heated floors and a luxurious rain shower. The home is fully wired for an integrated sound system, including the outdoor deck. Outside, enjoy a private, peaceful backyard with a detached 320 sq. ft. garage currently configured as a home office or flexible workspace. This move-in-ready property offers an exceptional lifestyle in one of Summerland's most sought-after neighbourhoods. Schedule your private showing today! (id:63159)
Values & Trends
This listing
$873/sqft
Building average
—
No other active listings in this building
Trout Creek average
$631/sqft
16 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
17°C
—
Humidity 56%
Wind SW 4 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Trout Creek Elementary | Elementary | 320 m |
| Unisus Junior School(Independent) | Elementary | 3.7 km |
| Unisus Senior School(Independent) | Secondary | 3.7 km |
| Naramata Elementary | Elementary | 4.0 km |
| Summerland Montessori School(Independent) | Elementary | 5.1 km |
| Summerland Secondary | K-12 | 5.2 km |
| West Bench Elementary | Elementary | 7.6 km |
| Queens Park Elementary | Elementary | 8.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Powell Beach Park591 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($102,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.