Property Type: Detached HouseOwnership: Freehold

9704 & 9700 JULIA Street

Summerland, BC V0H1Z5

$884,900

3 bed2 bath3 parking1,443 sqftBuilt 1959
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.42 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,718

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

Exterior features
Stucco, Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — uncovered indicated
Features
Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement9' x 165'
Games roomBasement7'10'' x 9'0''
Primary BedroomMain level7'6'' x 14'6''
Living roomMain level11'0'' x 14'0''
Laundry roomBasement10'6'' x 25'0''
KitchenMain level10'6'' x 14'6''
Dining roomMain level8'8'' x 11'0''
BedroomMain level7'10'' x 11'6''
BedroomMain level8'6'' x 10'6''
3pc BathroomBasement
4pc BathroomMain level

Listing Information

MLS®
10378797
Listed
March 10, 2026
Time on market
On the market for 174 days
Data last synced
August 28, 2026

Listing provided by: Rennie & Associates Realty Ltd. · Data source: CREA DDF.

Description

Rare opportunity for Okanagan Land Assembly here. Secure adjacent, fully serviced lots, generate rent and get to work! All in the heart of Summerland, literally right next door to an already approved major land assembly, which includes the Okanagan's newest Hotel offering...It's not too late to benefit from all the new investments driving this small town boom. Both parcels are zoned RU2 Multi-Family, providing meaningful flexibility. Whether you’re considering building, looking to generate revenue while holding land, or MORE, a wide range of options are here. Schools, parks, shopping, and transit are all within walking distance; an incredible development future is right here, right now. Potential for vendor financing. Contact listing agent. (id:63159)

Values & Trends

This listing

$613/sqft

Building average

No other active listings in this building

Main Town average

$471/sqft

33 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12553 m
Summerland Montessori School(Independent)Elementary1.2 km
Unisus Junior School(Independent)Elementary3.1 km
Unisus Senior School(Independent)Secondary3.1 km
Trout Creek ElementaryElementary5.6 km
Naramata ElementaryElementary6.3 km
West Bench ElementaryElementary12.3 km
Queens Park ElementaryElementary13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed191 m

Cafes (2)

  • Sunflower Café · 13229 Victoria Road North598 m
  • The Beanery Cafe · 13016 Victoria Road North779 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North537 m

Parks (5+)

  • Turner St. Park116 m
  • Highway Park186 m
  • Julia St. Kinsmen Park340 m
  • Unnamed404 m
  • Unnamed565 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue611 m

Pharmacies (2)

  • Shoppers Drug Mart467 m
  • Pharmasave716 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North541 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$707,920.00
Periodic payment — Principal & Interest (monthly)$4,567.26
Additional monthly expenses (strata, tax, utilities, etc.)$381.83
Total monthly cost$4,949.09
Interest paid over 5-yr term$202,891.91
Balance at end of term$636,776.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,316.36

Cash Needed at Closing

Minimum down payment$63,490
Estimated BC PTT$15,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information