Property Type: Detached HouseOwnership: Freehold

5244 Meadow Creek Road

Celista, BC V0E1M6

$630,000

1 bed2.5 bath12 parking1,374 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.05 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,342.35

Interior

Basement
Crawl space
Heating
Baseboard heaters, Stove, Electric, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Hardwood, Other, Linoleum, Wood

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
12 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomSecondary Dwelling Unit5'9'' x 5'9''
OtherSecondary Dwelling Unit11'4'' x 14'1''
BedroomSecondary Dwelling Unit8'10'' x 11'5''
Dining roomSecondary Dwelling Unit11'7'' x 17'1''
KitchenSecondary Dwelling Unit6'2'' x 6'9''
Living roomSecondary Dwelling Unit19'3'' x 19'8''
Mud roomMain level5'4'' x 9'7''
Laundry roomMain level10'2'' x 18'2''
4pc BathroomMain level5'4'' x 8'10''
Primary BedroomMain level12'7'' x 21'4''
2pc BathroomSecond level4'4'' x 8'8''
Dining roomSecond level8'3'' x 10'1''
Living roomSecond level14'8'' x 27'2''
KitchenSecond level9'11'' x 10'1''

Listing Information

MLS®
10391703
Listed
July 1, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Access Real Estate · Data source: CREA DDF.

Description

This picturesque 1.05-acre property in Celista offers a serene escape from the city life, and features a charming 1-bedroom, 1.5-bath main residence with lake views, and a detached 1-bedroom plus den guesthouse. The guesthouse has its own full bath, a wet bar kitchen, living room, and even a dedicated workshop, ideal for extended family, guests, or a fantastic short or long term rental opportunity. A spacious double detached garage provides ample storage for all your vehicles or seasonal toys. Designed to embrace the surrounding natural beauty, the home has an incredible wrap-around covered deck and porch, perfect for taking in the landscape and views of Shuswap Lake. Enjoy peace of mind with a metal roof (Oct 2024), a WETT certified wood stove (Oct 2024), and being connected to the community water system. The property offers an idyllic canvas for gardening enthusiasts. Tucked away within the forest is a private fire pit area, creating a serene and secluded atmosphere for enjoying evening fires and s'mores. One of Celista's most appealing features is the absence of zoning bylaws, offering unparalleled flexibility. Whether you envision a full-time residence immersed in nature, or a lucrative short-term rental investment, or both, this property delivers on all fronts. Don't miss this rare opportunity to own a versatile and tranquil acreage in the heart of the North Shuswap that is only 3-minutes away to the lake and closest boat launch! Book your private viewing today! (id:63159)

Values & Trends

This listing

$459/sqft

Building average

No other active listings in this building

North Shuswap average

$486/sqft

73 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle539 m
Sorrento ElementaryElementary11.4 km
Carlin Elementary MiddleElementary/Middle14.3 km
Shuswap SDA(Independent)Elementary/Middle24.0 km
North Canoe ElementaryElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Funkerbellies589 m

Parks (1)

  • Unnamed519 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($38,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$504,000.00
Periodic payment — Principal & Interest (monthly)$3,251.64
Additional monthly expenses (strata, tax, utilities, etc.)$264.20
Total monthly cost$3,515.83
Interest paid over 5-yr term$144,447.85
Balance at end of term$453,349.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,552.27

Cash Needed at Closing

Minimum down payment$38,000
Estimated BC PTT$10,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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