Property Type: Detached HouseOwnership: Freehold

5545 Sawmill Road

Oliver, BC V0H1T9

$769,999

4 bed3 bath6 parking2,290 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,077.78

Interior

Basement
Full, Remodeled Basement
Heating
Heat Pump, Other
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Tile, Hardwood

Exterior & Lot

Pool
Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, RV

Room Dimensions

RoomLevelDimensions
BedroomMain level11' x 14'5''
Laundry roomBasement10'5'' x 12'2''
4pc BathroomBasement
BedroomBasement12'2'' x 13'
BedroomBasement12'8'' x 13'
Recreation roomBasement18'2'' x 28'
4pc Ensuite bathMain level
4pc BathroomMain level
Primary BedroomMain level13' x 14'4''
Dining roomMain level12'11'' x 13'4''
Living roomMain level14'6'' x 18'5''
KitchenMain level10'2'' x 12'11''

Listing Information

MLS®
10372056
Listed
January 8, 2026
Time on market
On the market for 235 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage South Country · Data source: CREA DDF.

Description

This beautiful and spacious remodeled 4-bedroom, 3-bathroom family home in rural Oliver is full of charm, inside and out. Situated on a private corner lot in a quiet, friendly community, it’s perfect for growing families or even a bed and breakfast opportunity. The spacious open-plan main floor is ideal for everyday living and entertaining, while the kitchen boasts stunning granite countertops and modern finishes. Natural light fills every room, creating a warm and inviting atmosphere. Downstairs, you’ll find two more large bedrooms filled with natural light, a big family room, a full bathroom, and a laundry room—providing plenty of space for family, guests, or hobbies. Outside, enjoy summer days in the above-ground pool, relax in the hot tub, gather around the fire pit, or unwind on the large covered deck surrounded by landscaped gardens with irrigation. There’s abundant parking, including a dedicated RV space. Located close to golf courses, wineries, and local amenities, this home offers the perfect balance of country living with convenience nearby. A must-see family home with too many extras to list—contact your realtor today for details! (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Oliver Rural average

$491/sqft

41 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary2.3 km
Southern Okanagan SecondarySecondary2.4 km
Southern Okanagan AltSecondary2.4 km
Oliver ElementaryElementary2.5 km
Senpaq'cin School(Independent)Elementary2.9 km
Cawston Primary SchoolElementary15.5 km
Osoyoos ElementaryElementary15.9 km
Osoyoos SecondarySecondary16.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$615,999.00
Periodic payment — Principal & Interest (monthly)$3,974.22
Additional monthly expenses (strata, tax, utilities, etc.)$288.15
Total monthly cost$4,262.36
Interest paid over 5-yr term$176,547.08
Balance at end of term$554,093.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,521.16

Cash Needed at Closing

Minimum down payment$52,000
Estimated BC PTT$13,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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