Property Type: Land / LotOwnership: Freehold

Lot 8 Westlock Rd

Duncan, BC V9L0B8

$524,900

0 bed0 bath2 parking
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Property Details

Property & Lot

Lot size
9,452 square feet
Zoning
Residential

North Cowichan R2

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$4,189

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
2

Listing Information

MLS®
1031211
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

An exceptional opportunity awaits with this rare 0.21-acre lakefront property on the tranquil shores of Quamichan Lake in desirable East Duncan/Maple Bay. Offering a gently sloping, west-facing orientation, this stunning lot showcases panoramic views across the water to the majestic backdrop of Mt. Prevost—delivering unforgettable sunsets, ever-changing skies, and a true sense of calm that only waterfront living can provide. Imagine starting your mornings with coffee by the lake as mist rises off the water, and ending your evenings soaking in golden sunsets from your future patio or dock. With direct lake access, this property invites a lifestyle centered around nature—or simply enjoying the peaceful surroundings. The lot is fully serviced and ready for your vision, with electrical, sewer, and natural gas connections already in place—saving you time and simplifying the building process. Whether you envision a modern architectural retreat or a timeless West Coast home, this property provides the ideal foundation to bring your dream to life. Situated in a quiet, established, and highly sought-after neighbourhood, you’ll enjoy the perfect balance of privacy and convenience. Nearby amenities, schools, and shopping are just minutes away, while outdoor enthusiasts will appreciate close proximity to parks, hiking routes, and the world-class mountain biking trails of Mt. Tzouhalem. Opportunities like this are increasingly rare—secure your place in one of Vancouver Island’s most scenic and serene lakefront settings, and create a home and lifestyle that truly stand apart. (id:63159)

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary1.1 km
Queen of Angels School(Independent)Elementary/Middle2.4 km
Alex AitkenElementary3.0 km
Alexander ElementaryElementary3.3 km
Duncan Christian School(Independent)K-123.4 km
Quamichan SchoolSecondary3.4 km
Des CascadesElementary4.1 km
Cowichan Open SchoolSecondary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Trumpeter Pointe Park266 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$419,920.00
Periodic payment — Principal & Interest (monthly)$2,709.18
Additional monthly expenses (strata, tax, utilities, etc.)$349.08
Total monthly cost$3,058.26
Interest paid over 5-yr term$120,350.28
Balance at end of term$377,719.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,490
Stress test qualifying rate8.09%
Payment you must qualify for$3,824.91

Cash Needed at Closing

Minimum down payment$27,490
Estimated BC PTT$8,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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