Property Type: Condo / ApartmentOwnership: Strata

596 Towner Rd

North Saanich, BC V8L5L8

$1,645,000

3 bed3 bath4 parking3,017 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Lot size
0.75 acres
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$6,453.27

Interior

Heating
Heat Pump, Forced air, Electric, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level
PatioMain level
PatioMain level
PatioMain level
LoftSecond level
KitchenMain level
Laundry roomMain level
SunroomMain level
Dining roomMain level
Living roomMain level
EnsuiteMain level3-Piece
Primary BedroomMain level
EnsuiteMain level4-Piece
BedroomMain level
BathroomMain level4-Piece
BedroomMain level
EntranceMain level

Listing Information

MLS®
1034603
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

Privately nestled at the end of a quiet cul-de-sac in the prestigious acreages of Deep Cove's Towner Park, this West Coast architectural masterpiece delivers nearly 3,000 SF of seamless single-level living on a private ¾-acre lot enveloped by mature trees and manicured gardens. Dramatic walls of glass bathe every room in natural light and garden views. The open gourmet kitchen features quality cabinetry, stone countertops, and a large island with bar seating that flows into the elegant dining room — perfect for entertaining. A soaring statement fireplace defines the living room. The primary suite offers a walk-in closet, spa-inspired ensuite, and private patio access. Two additional bedrooms, a guest suite above the detached garage, and covered patios framing a stunning courtyard complete this exceptional home. Steps to the ocean, endless trails, resident wildlife, and year-round vistas. Minutes to BC Ferries, Sidney, and the airport. BONUS: detached garage and RV or boat parking! (id:63159)

Values & Trends

This listing

$545/sqft

Building average

No other active listings in this building

Deep Cove average

$915/sqft

1 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Deep Cove ElementaryElementary1.7 km
Parkland SecondarySecondary3.8 km
North Saanich Middle SchoolMiddle4.2 km
Sidney ElementaryElementary5.5 km
ḰELSET ElementaryElementary6.2 km
Brentwood College(Independent)Secondary6.3 km
George Bonner ElementaryElementary6.7 km
Frances Kelsey SecondarySecondary7.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • R.O. Bull Park790 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($329,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,316,000.00
Periodic payment — Principal & Interest (monthly)$8,490.39
Additional monthly expenses (strata, tax, utilities, etc.)$688.77
Total monthly cost$9,179.16
Interest paid over 5-yr term$377,169.38
Balance at end of term$1,183,746.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$329,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,119.58

Cash Needed at Closing

Minimum down payment$329,000
Estimated BC PTT$30,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$361,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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