Property Type: Condo / ApartmentOwnership: Strata

3697 Marine Vista

Cobble Hill, BC V0R1L1

$1,399,000

3 bed3 bath4 parking3,158 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Lot size
6,399 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$499/mo
Annual property tax
$7,142.55

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Dryer

Exterior & Lot

View
Mountain view, Ocean view
Lot features
Hillside, Other, Golf course/parkland, Marine Oriented, Gated community

Building

Parcel ID (PID)
011-066-083

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level
Laundry roomMain level
KitchenMain level
Family roomLower level
EntranceSecond level
EnsuiteMain level5-Piece
Dining nookMain level
Dining roomMain level
BedroomMain level
BedroomLower level
BedroomLower level
BathroomLower level4-Piece
BathroomMain level3-Piece

Listing Information

MLS®
1047108
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 31, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

With some of the best ocean views on the island, 3697 Marine Vista is a must-see property, meticulously designed and renovated to make the most of its spectacular setting. As soon as you step inside the sizable entry, you’re greeted with incredible views over Salt Spring Island through the 15-foot-high windows in the double-height living room, complete with the perfect gas fireplace. The fully renovated kitchen features two-toned cabinetry and beautiful quartz countertops, creating a stylish and inviting space for everyday living and entertaining. Designed for comfortable one-level living, the primary suite is thoughtfully positioned on the main floor and offers a massive bedroom, luxurious five-piece ensuite, walk-in closet and laundry room. A second bedroom with its own ensuite completes the main level. Downstairs, you’ll find an office that could easily be used as a third bedroom, along with a second living area with kitchen, fourth bedroom, third bathroom and more of those unbelievable views. Not to be missed are the elevator and EV charger, adding both convenience and modern functionality. This gated community offers an exceptional lifestyle with a golf course, security, pool and fitness centre, all surrounded by the natural beauty of the island. A truly special home offering space, views and thoughtful renovations in an incredible setting. (id:63159)

Values & Trends

This listing

$443/sqft

Building average

No other active listings in this building

Arbutus Ridge average

$537/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
George Bonner ElementaryElementary3.6 km
Ecole Cobble Hill ElementaryElementary3.7 km
Frances Kelsey SecondarySecondary4.5 km
Evergreen Independent School(Independent)Elementary4.6 km
Brentwood College(Independent)Secondary4.9 km
Bench ElementaryElementary6.3 km
Deep Cove ElementaryElementary6.4 km
Shawnigan Lake(Independent)Secondary8.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Ridgetop Cafe · 3636 Highcourt Lane275 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$1,252.21
Total monthly cost$8,472.91
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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