Property Type: Condo / ApartmentOwnership: Strata

627 St. Andrews Lane

Cobble Hill, BC V8H0K8

$1,595,000

3 bed3 bath4 parking3,233 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Lot size
8,353 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$499/mo
Annual property tax
$5,900

Interior

Heating
Baseboard heaters, Forced air, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Refrigerator, Dishwasher, Range, Microwave, Oven - Built-In

Exterior & Lot

View
Mountain view, Valley view
Lot features
Hillside, Park setting, Southern exposure, Sloping, Other, Pie, Marine Oriented, Gated community

Building

Parcel ID (PID)
024-473-944

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageSecond level21' x 20'
Family roomSecond level22' x 25'
DenSecond level12' x 15'
BedroomSecond level12' x 14'
BedroomSecond level13' x 13'
StorageSecond level9' x 13'
StorageMain level6' x 6'
Laundry roomMain level6' x 12'
EnsuiteMain level1-Piece
BathroomSecond level1-Piece
BathroomMain level1-Piece
Primary BedroomMain level12' x 16'
StorageThird level32' x 29'
KitchenMain level9' x 14'
StorageSecond level6' x 26'
Dining roomMain level10' x 13'
BalconySecond level12' x 21'
Living roomMain level15' x 27'
EntranceMain level5' x 6'
BalconyMain level10' x 21'

Listing Information

MLS®
1033825
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 29, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

Immerse yourself in the epitome of luxury living with this exceptional West Coast Contemporary home located in the prestigious ARBUTUS RIDGE community. Meticulously crafted in 2015 with impeccable 2X8 construction, this residence radiates elegance and sophistication at every corner. Step into a grand entrance featuring majestic 11’6” coffered ceilings and rich maple hardwood floors, spanning over 3,300 square feet of opulent living space. Boasting 3 spacious bedrooms, 3 luxurious bathrooms, a den, family room, mudroom, and Butler’s pantry, this immaculate home spares no detail. Quality updates over the years and superior mechanics including high-efficiency forced-air gas furnace, fireplace and HWT and fantastic additional storage space. The meticulously landscaped gardens with tranquil water features provide a peaceful oasis, while the expansive balconies unveil breathtaking sunsets, panoramic views of the golf course, and distant islands. This extraordinary property perfectly encapsulates coastal living at its finest, offering a harmonious blend of modern amenities and natural beauty in a sought-after, gated resort community. Live your best life in this exquisite ARBUTUS RIDGE sanctuary and be minutes to exceptional boating, local wineries, farm markets, hiking and biking trails, all in a super natural setting of the Cowichan Valley. Foreign Buyer Ban and Foreign Buyer Tax EXEMPT! (id:63159)

Values & Trends

This listing

$493/sqft

Building average

No other active listings in this building

Arbutus Ridge average

$532/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
George Bonner ElementaryElementary2.6 km
Ecole Cobble Hill ElementaryElementary3.0 km
Frances Kelsey SecondarySecondary3.5 km
Evergreen Independent School(Independent)Elementary3.8 km
Brentwood College(Independent)Secondary4.0 km
Bench ElementaryElementary6.3 km
Deep Cove ElementaryElementary6.9 km
Shawnigan Lake(Independent)Secondary7.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Satellite Bar & Grille · 3515 Telegraph Road223 m

Parks (1)

  • Hatch Point Trail295 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,276,000.00
Periodic payment — Principal & Interest (monthly)$8,232.32
Additional monthly expenses (strata, tax, utilities, etc.)$1,152.67
Total monthly cost$9,384.99
Interest paid over 5-yr term$365,705.27
Balance at end of term$1,147,766.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,811.99

Cash Needed at Closing

Minimum down payment$319,000
Estimated BC PTT$29,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$350,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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