Property Type: Detached HouseOwnership: FreeholdNEW LISTING

61 HILLVIEW Street

Kitchener, BC N2H5P9

$475,000

3 bed2 bath2 parking1,568 sqftBuilt 1951
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
1.5
Frontage
49 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,091.46

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Paved driveway

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
OtherBasement10'9'' x 9'9''
Recreation roomBasement15'2'' x 22'6''
3pc BathroomBasement8'3'' x 2'9''
Primary BedroomSecond level12'9'' x 14'1''
BedroomSecond level11'1'' x 14'1''
Living roomMain level14'5'' x 12'1''
KitchenMain level10'1'' x 12'1''
Dining roomMain level10'8'' x 10'9''
BedroomMain level8'7'' x 10'9''
4pc BathroomMain level7'9'' x 4'6''

Listing Information

MLS®
40862214
Listed
September 10, 2026
Time on market
On the market for 4 days
Data last synced
September 15, 2026

Listing provided by: ROYAL LEPAGE CROWN REALTY SERVICES INC. · Data source: CREA DDF.

Description

Bring your vision and make this home your own! This freehold, fully detached 1.5-storey home offers a great opportunity for buyers looking for a property they can update and personalize over time. Inside, you’ll find a functional layout with three bedrooms and two bathrooms, along with a partially finished basement that provides additional living space and plenty of potential for future use. The home offers a solid starting point for someone with ideas and a desire to add their own style and finishing touches. Whether you're a first-time buyer looking to build equity, someone searching for a home you can improve at your own pace, or an investor considering your next project, this property presents plenty of possibilities. With the freedom of detached living and no condo fees, this is an opportunity to create a home that truly reflects you. Centrally located and close to all amenities. Please note, furnished photos have been virtually staged (id:63159)

Values & Trends

This listing

$303/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$446/sqft

31 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$380,000.00
Periodic payment — Principal & Interest (monthly)$2,451.63
Additional monthly expenses (strata, tax, utilities, etc.)$418.96
Total monthly cost$2,870.59
Interest paid over 5-yr term$108,909.09
Balance at end of term$341,811.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,469.95

Cash Needed at Closing

Minimum down payment$23,750
Estimated BC PTT$7,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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