Property Type: Detached HouseOwnership: Freehold

614 COWAN Street

Kamloops, BC V2C3G4

$1,699,900

6 bed5.5 bath4 parking3,583 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Basement
Full
Heating
Heat Pump, In Floor Heating, Other
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Other

Building

Foundation
Insulated Concrete Forms
Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation7' x 5'6''
Laundry roomSecond level7'6'' x 8'6''
Laundry roomBasement6'6'' x 5'6''
Living roomAdditional Accommodation14' x 15'6''
Primary BedroomAdditional Accommodation10'6'' x 10'
4pc BathroomBasement5'6'' x 9'
BedroomBasement14'6'' x 13'
4pc BathroomSecond level6'6'' x 8'
BedroomSecond level11' x 12'
KitchenMain level9'6'' x 19'
PantryMain level6'6'' x 11'
2pc BathroomMain level5' x 5'
FoyerMain level12'6'' x 7'6''
Mud roomMain level12'6'' x 7'
Dining roomMain level14'6'' x 11'6''
Living roomMain level14'6'' x 16'6''
Primary BedroomSecond level13' x 13'
5pc Ensuite bathSecond level14' x 9'6''
BedroomSecond level13' x 10'
BedroomSecond level13' x 10'

Listing Information

MLS®
10370263
Listed
December 3, 2025
Time on market
On the market for 271 days
Data last synced
August 28, 2026

Listing provided by: Honestdoor Inc. · Data source: CREA DDF.

Description

Location and peace of mind are key benefits in this quiet, central, and low energy home. Built to Passive House international building standards, with rough-ins for solar panels and EV charger, this new build is net zero ready. High performance building techniques for insulation, ventilation, moisture management and sound protection all contribute to your four-season comfort. Huge Canadian-made Innotech triple pane windows and doors bring in natural light while the non-combustible siding and Canadian-made Westform metal roof provide a durable and low-maintenance exterior and enhance your security during wildfire season. Built with all the benefits of a modern suburban home, but located in the walkable Sagebrush neighbourhood downtown, this home has RV/boat storage, an attached double garage and a walkout basement with private space for guests or nanny. Enjoy four bedrooms, laundry and a bonus room all upstairs, with a large mudroom and pantry on the main. The property includes a legal, lane-accessed basement suite and has utilities in place for a detached laneway garage/shop/carriage house. The elegant interior finishings of this home were carefully curated by interior designer Sally Poppleton from Something Good Interiors. This culmination of cutting-edge building science, high quality products (Canadian wherever possible), thoughtful layout, and stylish design will be a major win for the lucky new homeowner. (id:63159)

Values & Trends

This listing

$474/sqft

Building average

No other active listings in this building

South Kamloops average

$392/sqft

28 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Kamloops SecondarySecondary373 m
Kamloops School of the ArtsK-12536 m
Ecole Lloyd George ElementaryElementary612 m
First Baptist Classical Academy of Kamloops(Independent)K-12662 m
St. Ann's Academy(Independent)K-12952 m
Sa-Hali SecondaryElementary1.3 km
South Sa-Hali ElementaryElementary1.4 km
Beattie ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Denny's606 m
  • Cafeteria728 m
  • Sleepy's Diner751 m

Cafes (2)

  • Cafe Motivo695 m
  • ahhYaY727 m

Parks (5+)

  • Peterson Creek Nature Park · 1440 GLENFAIR DR211 m
  • Cowan Park · 697 COWAN ST301 m
  • Kinsmen South Tot Lot · 975 PLEASANT ST375 m
  • Peterson Creek Nature Park · 1440 GLENFAIR DR440 m
  • Sahali Terrace (RIH) Park · 980 3rd Avenue663 m

Pharmacies (1)

  • Columbia Street Pharmacy · 300 Columbia Street760 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,920.00
Periodic payment — Principal & Interest (monthly)$8,773.74
Additional monthly expenses (strata, tax, utilities, etc.)$179.00
Total monthly cost$8,952.74
Interest paid over 5-yr term$389,756.98
Balance at end of term$1,223,252.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,980
Stress test qualifying rate8.09%
Payment you must qualify for$10,457.31

Cash Needed at Closing

Minimum down payment$339,980
Estimated BC PTT$31,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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