Property Type: Detached HouseOwnership: Freehold

6371 Genoa Bay Rd

Duncan, BC V9L5Y4

$2,795,000

4 bed4 bath8 parking2,865 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Residential

R-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$13,334.05

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
OtherAuxiliary Building8'9 x 9'1
BathroomAuxiliary Building9'9 x 8'3
EnsuiteSecond level11'9 x 10'11
BedroomSecond level11'4 x 11'4
Primary BedroomSecond level13'8 x 18'9
KitchenMain level12'5 x 11'2
Dining roomMain level12'5 x 13'11
Living roomMain level16'3 x 20'8
Family roomMain level10'11 x 11'4
StorageMain level4'9 x 6'5
BathroomMain level6'6 x 3'8
EntranceMain level17'4 x 7'3
Mud roomMain level10'9 x 8'3
Laundry roomLower level4'10 x 6'9
BathroomLower level8'9 x 6'9
BedroomLower level11'9 x 17'7
BedroomLower level11'3

Listing Information

MLS®
1031485
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Duncan Realty · Data source: CREA DDF.

Description

Discover a rare opportunity to own a stunning 1-acre oceanfront estate in Maple Bay with panoramic views of the harbor & ocean. This exceptional property features a 67’ deep-water dock that is 8’ wide for added stability—perfectly suited to accommodate large vessels, including the seller’s 57’ boat. Second 45’ slip offers additional moorage, all protected & usable year-round thanks to the sheltered location & foreshore lease. The 2865 SF home was remodeled in 2020 with high-quality updates throughout, including a modern chef’s kitchen, 2.5 beautifully appointed bathrooms, new flooring, reconfigured walls, & fresh interior finishes. With 4 spacious bedrooms, den, & expansive decks, the home provides the perfect blend of luxury & comfort. Enjoy outdoor living with a hot tub & professionally landscaped grounds designed to make the most of the spectacular coastal setting. Other features: outdoor entertainment area with 2 well appointed cabins & decks, detached workshop & heat pumps. (id:63159)

Values & Trends

This listing

$976/sqft

Building average

No other active listings in this building

East Duncan average

$462/sqft

72 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary2.5 km
Queen of Angels School(Independent)Elementary/Middle5.4 km
Alex AitkenElementary6.5 km
Duncan Christian School(Independent)K-126.6 km
Alexander ElementaryElementary6.6 km
Quamichan SchoolSecondary6.8 km
Crofton Elementary Community SchoolElementary7.1 km
Des CascadesElementary7.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($559,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,236,000.00
Periodic payment — Principal & Interest (monthly)$14,425.91
Additional monthly expenses (strata, tax, utilities, etc.)$1,254.17
Total monthly cost$15,680.08
Interest paid over 5-yr term$640,844.03
Balance at end of term$2,011,289.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$559,000
Stress test qualifying rate8.09%
Payment you must qualify for$17,194.06

Cash Needed at Closing

Minimum down payment$559,000
Estimated BC PTT$61,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$622,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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