640 Railway Ave
Nanaimo, BC V9R4K9
$695,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 5,950 square feet
- Zoning
- Residential
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,739.86
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
- Fireplace
- None
Parking
- Total spaces
- 1 — covered indicated
- Features
- Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Lower level | 5'9 x 12'4 |
| Primary Bedroom | Main level | 12'5 x 11'9 |
| Living room | Main level | 12'0 x 12'0 |
| Laundry room | Lower level | 5'0 x 7'2 |
| Kitchen | Lower level | 9'8 x 11'11 |
| Kitchen | Main level | 10'6 x 10'3 |
| Living room | Lower level | 12'4 x 15'5 |
| Ensuite | Main level | 4-Piece |
| Dining room | Main level | 9'3 x 11'11 |
| Bedroom | Lower level | 13'10 x 13'0 |
| Bedroom | Main level | 11'4 x 8'6 |
| Bedroom | Main level | 11'4 x 8'5 |
| Bathroom | Lower level | 4-Piece |
| Bathroom | Main level | 4-Piece |
Listing Information
- MLS®
- 1044212
- Listed
- July 27, 2026
- Time on market
- On the market for 35 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty (NA) · Data source: CREA DDF.
Description
Enjoy exceptional versatility and central convenience in this 4BR/3BA residence set on a private 5,950 sq ft lot. The dual-suite layout features a bright 3BR/2BA upper home paired w/ a functional 1BR/1BA lower suite, creating flexible options for multi-generational living or rental income. Upper living features open-concept space, SS appliances, and a primary BR w/ a skylit 4pc ensuite. Direct access off the kitchen leads to a sunny sundeck overlooking a mature, fully hedged backyard with minimal rear neighbours. The lower suite offers high ceilings, open living, and French doors to a covered patio. Additional highlights include a single garage w/ workbench, shared laundry, and deep driveway parking for an RV or boat. Perfectly located for an active, effortless routine—walk to Robbins Park, local schools, University Village shopping, and VIU (<2 km), w/ fast connections via Hullo Ferry (3 km) and Harbour Air (2.5 km) right at your doorstep. (id:63159)
Values & Trends
This listing
$358/sqft
Building average
—
No other active listings in this building
South Nanaimo average
$439/sqft
46 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
13°C
Partly Cloudy
Humidity 89%
Wind WSW 6 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
99,863
(2021 Census)
+10.3% since 2016
Density: 1,104.1/km²
Dwellings: 45,138
Median household income: $75,500
After-tax: $68,500
Immigrant population: 16.1%
Top countries of origin (% of total population)
- United Kingdom3.5% · 3,495
- China1.3% · 1,285
- United States of America1.2% · 1,155
- India1.1% · 1,075
- Philippines1% · 1,040
- Germany0.6% · 635
- Korea, South0.5% · 470
- Viet Nam0.5% · 455
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
33
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Bayview Elementary | Elementary | 231 m |
| Georgia Avenue Elementary | Elementary | 855 m |
| John Barsby Secondary | Secondary | 959 m |
| Learning Alternatives | Secondary | 959 m |
| Park Avenue Elementary | Elementary | 1.1 km |
| Pauline Haarer Elementary | Elementary | 1.7 km |
| Nanaimo District Secondary | Secondary | 1.7 km |
| Secondaire de Nanaimo | Secondary | 1.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- MGM · 240 Nicol Street640 m
- Alice's Restaurant · 728 Nicol Street671 m
- Burger Factory Nanaimo · 601 Bruce Avenue673 m
- Indian Grill's710 m
- Ai Sushi go798 m
Cafes (2)
- Tim Hortons729 m
- Starbucks · 540 Fifth Street794 m
Grocery (1)
- Superette738 m
Parks (5+)
- Robins Park138 m
- View Street Park · 38 View Street253 m
- Rosamond Park · 1 Rosamond Street349 m
- Cat Stream Watercourse Park379 m
- Railway/Connaught Park459 m
Shopping (1)
- Unnamed · 510 Fifth Street737 m
Pharmacies (1)
- Shoppers Drug Mart733 m
Banks & ATMs (1)
- Superette Foods - Bitcoin Well ATM · 687 Albert Street742 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.