Property Type: Detached HouseOwnership: Freehold

6421 Sunshine Drive

Balfour, BC V1L6S1

$1,049,999

4 bed3.5 bath6 parking2,000 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.32 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,520.32

Interior

Heating
Baseboard heaters, Radiant heat
Cooling / A/C
See Remarks
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Laminate

Exterior & Lot

Exterior features
Metal
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Covered, Street, Oversize, See Remarks, Heated Garage

Restrictions & Policies

Age / occupancy
Adult-oriented (no young children)

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level10' x 12'5''
OtherSecondary Dwelling Unit9' x 3'
OtherSecondary Dwelling Unit9' x 6'
OtherSecondary Dwelling Unit11' x 8'
Full bathroomSecondary Dwelling Unit5' x 4'
Utility roomLower level8' x 6'
Full bathroomLower level8' x 6'
GymLower level12'5'' x 31'
Living roomMain level10' x 21'
KitchenMain level10' x 10'
Primary BedroomMain level10' x 12'5''
Partial bathroomMain level10' x 5'
Full bathroomMain level10' x 5'
BedroomMain level10' x 12'
BedroomMain level10' x 12'

Listing Information

MLS®
10389359
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: TRG The Residential Group Downtown Realty · Data source: CREA DDF.

Description

Nestled in the mountains above Kootenay Lake just 25 minutes from Nelson, this newly built 2024 home offers a rare blend of modern comfort, income potential, wellness living, and breathtaking natural beauty. Designed as a peaceful self-contained retreat, the property captures expansive lake and mountain views while providing flexibility for a variety of lifestyles. The main home offers approximately 2,000 sq ft across two levels, including a bright upper living area and versatile lower level featuring a gym/media studio, heated shop/garage with soaring 12-foot ceilings, bathroom, utility room, and generous storage. Currently configured as a 2-bedroom home with office and den spaces, the layout can easily adapt to 4 bedrooms. Features include hydronic in-floor heating on the lower level, HRV ventilation with HEPA filtration, sound-insulated walls and floors, fibre optic internet, and new washer/dryer appliances. The property also includes a fully serviced and permitted 350 sq ft tiny home with separate office, electric sauna, kitchen, plumbing, and power. Currently rented for $1,300/month plus utilities, the tiny home has also generated seasonal Airbnb income. Lakeview decks, community lake access, and close proximity to hiking, biking, boating, Balfour amenities, Ainsworth Hot Springs and Whitewater Ski Resort complete this unique Kootenay retreat. (id:63159)

Values & Trends

This listing

$525/sqft

Building average

No other active listings in this building

Kokanee Creek to Balfour average

$639/sqft

16 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary991 m
des Sentiers-alpinsElementary/Middle14.5 km
Crawford Bay Elem-SecondaryK-1216.6 km
Nelson Christian Community School(Independent)Elementary/Middle20.8 km
Secondaire de NelsonSecondary21.3 km
L V Rogers SecondarySecondary21.3 km
Hume Elementary SchoolElementary21.7 km
South Nelson ElementaryElementary22.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,999.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (strata, tax, utilities, etc.)$310.03
Total monthly cost$5,729.42
Interest paid over 5-yr term$240,746.13
Balance at end of term$755,581.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,458.95

Cash Needed at Closing

Minimum down payment$80,000
Estimated BC PTT$19,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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