Property Type: Detached HouseOwnership: Freehold

790 & 794 LEWIS Road

Harrop, BC V1L6P7

$759,000

3 bed3 bath10 parking1,617 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.64 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,907.6

Interior

Basement
Crawl space
Heating
Baseboard heaters, Electric
Fireplace
None
Flooring
Slate, Mixed Flooring, Bamboo

Exterior & Lot

Exterior features
Wood
View
Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
10 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
KitchenMain level9'9'' x 15'8''
4pc BathroomMain level
BedroomMain level10'0'' x 10'0''
Bedroom - BachelorMain level16'0'' x 20'0''
4pc Ensuite bathMain level
Primary BedroomMain level16'0'' x 16'0''
4pc BathroomMain level
Mud roomMain level8'2'' x 11'0''
Laundry roomMain level11'0'' x 10'0''
BedroomMain level11'1'' x 11'4''
Living roomMain level15'0'' x 23'0''
KitchenMain level15'0'' x 23'0''

Listing Information

MLS®
10382068
Listed
April 8, 2026
Time on market
On the market for 145 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

This is a rare opportunity to own a beautiful rancher and guest cottage in a peaceful Kootenay setting. Situated on a serene 0.64-acre lot, this property is ideal for relaxed living, an investment, or both. The main 1,297 sq. ft. home, built in 2009 and added onto in 2015, features an open-concept kitchen with solid maple cabinets, quartz countertops, a large island, custom lighting, floating maple shelves, and stainless-steel appliances. The home includes two bedrooms and two full bathrooms, with the potential to be divided into two separate living spaces. The primary bedroom offers a walk-in closet, an ensuite bathroom, and direct access to a large deck. High vaulted ceilings, bamboo flooring, and ample natural light throughout create a bright and comfortable living environment. Additionally, the property includes ""The Kootenay Cottage,"" a successful 320 sq. ft. vacation rental. The guest cottage features an open-concept living area and full bathroom, and a private deck with a BBQ area. The property is equipped with two legal addresses, two septic systems, a 20 x 20 ft. carport, a generator wired to the panel, two large sheds, and a privacy fence. Whether for family or investment purposes, this type of opportunity comes along once in a lifetime. Bonus - Located steps away from crown land with trails and a short walk to the lake. (id:63159)

Values & Trends

This listing

$469/sqft

Building average

No other active listings in this building

Harrop/Procter average

$757/sqft

12 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary1.9 km
des Sentiers-alpinsElementary/Middle12.2 km
Nelson Christian Community School(Independent)Elementary/Middle18.2 km
L V Rogers SecondarySecondary18.7 km
Secondaire de NelsonSecondary18.7 km
Crawford Bay Elem-SecondaryK-1219.1 km
Hume Elementary SchoolElementary19.2 km
South Nelson ElementaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($50,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$607,200.00
Periodic payment — Principal & Interest (monthly)$3,917.45
Additional monthly expenses (strata, tax, utilities, etc.)$323.30
Total monthly cost$4,240.75
Interest paid over 5-yr term$174,025.27
Balance at end of term$546,178.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$50,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,445.04

Cash Needed at Closing

Minimum down payment$50,900
Estimated BC PTT$13,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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