Property Type: Detached HouseOwnership: Freehold

646 HAIGH Road

Kamloops, BC V0E1E0

$775,000

4 bed3 bath5 parking3,242 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.82 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,481.02

Interior

Basement
Full
Heating
Electric, See remarks, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Wood, Electric, Conventional, Unknown
Flooring
Laminate, Carpeted, Vinyl, Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Other, RV, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement13'0'' x 22'0''
Laundry roomBasement6'0'' x 11'0''
Hobby roomBasement12'0'' x 21'0''
Family roomBasement13'0'' x 21'0''
Primary BedroomSecond level15'0'' x 15'0''
FoyerMain level5'0'' x 5'0''
BedroomMain level14'0'' x 11'0''
BedroomMain level14'0'' x 11'0''
BedroomMain level11'0'' x 14'0''
Living roomMain level15'0'' x 21'0''
Living roomBasement12'0'' x 21'0''
Dining roomMain level11'0'' x 11'0''
KitchenMain level16'0'' x 11'0''
5pc Ensuite bathSecond level
4pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10397761
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

NICE SET UP in the center of town. Large 4 bedroom family home that could easily contain an inlaw suite. Plenty of room in walkout basement for bedrooms etc. Well laid out kitchen, opening into a large dining room with complete view of rear property with access to south facing deck. The beautiful cedar finished arched ceiling the living room to the opposite side of kitchen is bright and welcoming. Electric furnace with wood back up (High Eff) to heat this family home. Mst bdr room and large ensuite on one side of the house the opposite side has three bedrooms for the kids , guests etc. Outdoors there is the double garage and carport, large shop 21 x33, secondary workshop 15 X 35, a storage shed, AND.... Detached HOT TUB ROOM (cedar interior). A lean to 15x27, Fenced with Tandem Truck access. Make the CALL! (id:63159)

Values & Trends

This listing

$239/sqft

Building average

No other active listings in this building

Barriere average

No comparable active listings

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Barriere Elementary-SecondaryK-12847 m
Barriere ElementaryElementary909 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • AG Foods563 m

Parks (2)

  • KP Park589 m
  • Fadear Park755 m

Pharmacies (1)

  • I.D.A. Pharmacy602 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$620,000.00
Periodic payment — Principal & Interest (monthly)$4,000.03
Additional monthly expenses (strata, tax, utilities, etc.)$452.09
Total monthly cost$4,452.11
Interest paid over 5-yr term$177,693.78
Balance at end of term$557,692.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.77

Cash Needed at Closing

Minimum down payment$52,500
Estimated BC PTT$13,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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