Property Type: Detached HouseOwnership: Freehold

3998 AGATE BAY Road

Barriere, BC V0E2E0

$749,900

3 bed2 bath3 parking2,666 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.97 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,213.59

Interior

Basement
Full
Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Pellet, Stove
Flooring
Laminate, Vinyl
Appliances
Refrigerator, Dishwasher, Range, Microwave, Washer & Dryer

Exterior & Lot

Exterior features
Vinyl siding
Fencing
Fence

Building

Roof
Metal, Unknown
Water source
Well
Parcel ID (PID)
005-364-876

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
FoyerMain level10'0'' x 3'4''
FoyerBasement12'0'' x 4'0''
Laundry roomMain level11'0'' x 5'0''
BedroomMain level10'7'' x 11'0''
Primary BedroomMain level14'5'' x 13'7''
Living roomMain level18'0'' x 17'8''
Dining roomMain level24'0'' x 12'0''
KitchenMain level11'6'' x 9'6''
3pc BathroomMain level
4pc BathroomBasement
BedroomBasement13'6'' x 12'8''
DenBasement11'2'' x 10'0''
Hobby roomBasement10'6'' x 14'6''
Family roomBasement19'0'' x 18'5''
OtherBasement18'0'' x 12'0''

Listing Information

MLS®
10382919
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Price below assessed value! Great location only minutes to Barriere and close proximity to Sun Peaks & the city of Kamloops. This property is nestled on just under 2 acres with established trees for privacy & mountain views. This home offers a spacious layout featuring a main floor open concept with a functional kitchen that flows in to the bright dining & living room. Enjoy a generous sized primary bedroom with cheater ensuite into the main bathroom as well as 1 extra bedroom & laundry room on the main level. The lower level offers a walk-out basement & is almost fully finished (needs flooring) featuring 1 more bedroom, a den, family room, full bathroom, storage & a flex room. The interior was recently updated with fresh paint. Enjoy a lower patio & wrap around expansive sun deck to capture the views and beautiful scenery. Complete with a detached 3 bay garage with a 2 bay storage/workshop area & plenty of extra parking. Private lawn area with low maintenance landscaping & a bonus fire pit for the fall days. Turn key property with potential to have animals if you choose! All measurements approximate & must be verified by Buyer if important. Call today for a full info package or private viewing. (id:63159)

Values & Trends

This listing

$281/sqft

Building average

No other active listings in this building

Barriere average

$462/sqft

29 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Clearwater

14°C

Humidity 87%

Wind NW 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,765

(2021 Census)

+3% since 2016

Density: 164.5/km²

Dwellings: 848

Median household income: $66,500

After-tax: $62,000

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2% · 35
  • United States of America1.1% · 20
  • Germany0.8% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Barriere ElementaryElementary4.0 km
Barriere Elementary-SecondaryK-125.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$400.80
Total monthly cost$4,271.28
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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