Property Type: Detached HouseOwnership: Freehold

665 Cook Road Unit# 431

Kelowna, BC V1W4T4

$849,900

2 bed3.5 bath2 parking1,699 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$216/mo
Annual property tax
$3,934

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate

Exterior & Lot

Exterior features
Vinyl siding, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathSecond level
BedroomSecond level10'11'' x 10'8''
5pc Ensuite bathSecond level
Primary BedroomSecond level19'3'' x 13'6''
2pc BathroomMain level
Laundry roomMain level3'6'' x 8'5''
DenMain level9'6'' x 11'9''
Dining nookMain level9'1'' x 9'7''
KitchenMain level11'0'' x 9'10''
Living roomMain level14'6'' x 12'9''
Dining roomMain level10'2'' x 8'10''

Listing Information

MLS®
10382980
Listed
April 13, 2026
Time on market
On the market for 140 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

You know the timeless adage—location is everything. This well-appointed two-bed, three-bath residence w/an additional den is ideally situated in one of Lower Mission’s most sought-after neighbourhoods, offering an exceptional blend of lifestyle, convenience, and community. Set w/i the desirable Somerville Corner enclave, this home enjoys a thoughtfully positioned lot that will appeal to families & pet owners alike. Just steps from your door, a generous green space provides the perfect setting for children to play & pets to roam. Daily conveniences are equally accessible, w/shopping, services, & amenities all w/i comfortable walking distance. The nearby shoreline—home to Rotary Beach Park & Gyro Beach Park—offers some of Kelowna’s most popular waterfront destinations. The Lower Mission area is also known for its selection of boutique shops, local dining, & strong sense of community, making it particularly appealing for both families and professionals seeking a balanced, active lifestyle. Inside, the home offers a functional & inviting layout w/ample open living space & an excellent opportunity to personalize to your own taste. The primary suite is generously sized, featuring a five-piece ensuite & a walk-in closet. The kitchen is well-designed w/abundant counter space & storage, catering to both everyday living and entertaining. This is a rare opportunity to secure a home in a location that continues to define the Kelowna lifestyle. (id:63159)

Values & Trends

This listing

$500/sqft

Building average

No other active listings in this building

Lower Mission average

$702/sqft

94 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
de l'Anse-au-sableK-12943 m
Casorso ElementaryElementary1.0 km
KLO Middle SchoolMiddle1.9 km
Dorothea Walker ElementaryElementary2.0 km
Kelowna SecondarySecondary2.3 km
Immaculata Regional High School(Independent)Secondary2.4 km
Raymer ElementaryElementary2.4 km
Anne McClymont ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House270 m
  • Bright Jenny Coffee486 m

Parks (5+)

  • Unnamed88 m
  • Cook Road Boat Launch349 m
  • Waterfront Walkway - El Dorado Hotel/Manteo Resort422 m
  • Bluebird Road North Beach Access622 m
  • Waterfront Walkway - Mission Shores626 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$628.83
Total monthly cost$5,015.45
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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