Property Type: Detached HouseOwnership: Freehold

674 Cook Road

Kelowna, BC V1W3G7

$1,035,000

3 bed3.5 bath4 parking1,872 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,488.01

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Insert

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, River view
Waterfront
Waterfront on stream

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomSecond level9'11'' x 11'6''
Full bathroomSecond level
BedroomSecond level9'9'' x 10'9''
Full ensuite bathroomSecond level
Primary BedroomSecond level13'0'' x 13'0''
Partial bathroomMain level
Family roomMain level11'9'' x 18'0''
Dining roomMain level11'0'' x 13'5''
KitchenMain level10'1'' x 13'3''
Living roomMain level14'0'' x 18'3''

Listing Information

MLS®
10386425
Listed
May 7, 2026
Time on market
On the market for 116 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Welcome to the epitome of luxury living in the most sought-after location of lower mission. This stunning property boasts a thoughtfully designed open concept first floor, seamlessly blending of elegance and functionality for a truly captivating living experience. The moment you step inside, you'll be greeted by an abundance of natural light that illuminates the spacious living area, dining room, and gourmet kitchen overlooking Wilson creek. The main living area showcases a half-bathroom and a walk-in laundry room. The second level features 2 spacious bedrooms and full 4-pc bathroom. The primary suite on the second floor is a true sanctuary, featuring a magnificent mountain and city views. Including a luxurious ensuite bathroom, complete with modern fixtures, a glass shower. Additional bonus: new insulation in crawl and attic, Hot Water on Demand, new windows, all new light fixtures with bedroom fans, new kitchen, Gas fireplace, all new flooring, new full bath upstairs, new landscaping, new appliances and new ensuite. (id:63159)

Values & Trends

This listing

$553/sqft

Building average

No other active listings in this building

Lower Mission average

$702/sqft

94 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary813 m
de l'Anse-au-sableK-121.1 km
KLO Middle SchoolMiddle1.7 km
Kelowna SecondarySecondary2.1 km
Dorothea Walker ElementaryElementary2.2 km
Raymer ElementaryElementary2.2 km
Immaculata Regional High School(Independent)Secondary2.2 km
Kelowna Christian School(Independent)K-122.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House153 m
  • Bright Jenny Coffee673 m

Parks (5+)

  • Unnamed131 m
  • Waterfront Walkway - El Dorado Hotel/Manteo Resort297 m
  • Cook Road Boat Launch355 m
  • Rotary Beach Park447 m
  • Waterfront Walkway - Mission Shores655 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($78,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$828,000.00
Periodic payment — Principal & Interest (monthly)$5,341.98
Additional monthly expenses (strata, tax, utilities, etc.)$468.00
Total monthly cost$5,809.98
Interest paid over 5-yr term$237,307.18
Balance at end of term$744,788.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$78,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,355.15

Cash Needed at Closing

Minimum down payment$78,500
Estimated BC PTT$18,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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