Property Type: Detached HouseOwnership: FreeholdNEW LISTING

6709 VICTORIA Road S Unit# 6

Summerland, BC V0H1Z2

$920,000

3 bed3 bath6 parking1,944 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.3 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$83/mo
Annual property tax
$5,385.79

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Tile, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement4'5'' x 18'10''
StorageBasement9'1'' x 13'3''
BedroomBasement10'8'' x 13'3''
Living roomMain level12'11'' x 15'8''
KitchenMain level10'3'' x 11'8''
FoyerMain level6'3'' x 10'5''
Family roomMain level16'8'' x 17'11''
4pc BathroomBasement4'11'' x 7'2''
Dining roomMain level9'11'' x 12'6''
DenBasement11'1'' x 14'6''
Primary BedroomMain level12'5'' x 16'7''
BedroomMain level11'1'' x 11'0''
3pc Ensuite bathMain level5'10'' x 8'8''
4pc BathroomMain level4'11'' x 8'8''

Listing Information

MLS®
10397326
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kelowna) · Data source: CREA DDF.

Description

Looking for a home that can fit your lifestyle from raising a family through retirement? This property and location are hard to beat. This executive custom-built home in Sedona Heights, Summerland, is ideal for a young family, professional couple, or snowbirds. Quality-built with outstanding curb appeal, this stepped-foundation rancher features a stucco and rock exterior, Euroline wood-clad windows, and a beautiful tiled roof. Inside, the welcoming floor plan offers 3 bedrooms, a den or additional bedroom, and 3 bathrooms, with flexibility to create a suite or B&B if desired. Quality finishes are found throughout, including 9’ ceilings on the main floor and 10’ ceilings on the lower level. The lower level walks out to the lower yard, with stairs leading to the upper yard. Left in its natural state, the lower yard provides a generous privacy buffer between homes. Sedona Heights is a prestigious bare-land strata development in Summerland with a low monthly fee, located just minutes from schools, shopping, dining, and recreation. Pets welcome with some restrictions. Measurements taken from the iGuide. (id:63159)

Values & Trends

This listing

$473/sqft

Building average

No other active listings in this building

Summerland Rural average

$769/sqft

27 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Unisus Senior School(Independent)Secondary373 m
Unisus Junior School(Independent)Elementary373 m
Summerland Montessori School(Independent)Elementary2.4 km
Summerland SecondaryK-122.9 km
Trout Creek ElementaryElementary3.9 km
Naramata ElementaryElementary6.6 km
West Bench ElementaryElementary9.0 km
Queens Park ElementaryElementary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$736,000.00
Periodic payment — Principal & Interest (monthly)$4,748.42
Additional monthly expenses (strata, tax, utilities, etc.)$628.57
Total monthly cost$5,376.99
Interest paid over 5-yr term$210,939.72
Balance at end of term$662,034.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,559.27

Cash Needed at Closing

Minimum down payment$67,000
Estimated BC PTT$16,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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