Property Type: Condo / ApartmentOwnership: Strata

6805 Cottonwood Drive Unit# 100

Osoyoos, BC V0H1V3

$499,995

2 bed2 bath1 parking1,406 sqftBuilt 1997
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Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$565/mo
Annual property tax
$2,803.49

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, Valley view, View of water, View (panoramic)
Pool
Inground pool, Outdoor pool

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed, Restrictions apply
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level4'5'' x 18'
StorageMain level6' x 7'6''
Primary BedroomMain level14'1'' x 15'8''
Living roomMain level14'2'' x 19'7''
KitchenMain level10'4'' x 10'8''
3pc Ensuite bathMain level7'6'' x 9'3''
Dining roomMain level7'6'' x 11'
BedroomMain level9'8'' x 10'4''
4pc BathroomMain level7'3'' x 7'6''

Listing Information

MLS®
10377962
Listed
March 4, 2026
Time on market
On the market for 180 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

***NEW PRICE*** Live the Okanagan dream in this exceptional semi-waterfront residence just steps from the shores of Osoyoos Lake. Perfectly positioned directly across from the beach and Cottonwood Park, this spacious 1,400+ sq. ft. ground-floor apartment in The Palms offers an unbeatable combination of comfort, convenience, and resort-style living. Recently refreshed with new flooring, paint, and appliances, this bright and inviting 2-bedroom home is move-in ready. The oversized living room features a cozy gas fireplace and plenty of space for entertaining, while the generous primary retreat includes a large walk-in closet and private 3-piece ensuite with walk-in shower. Step outside to your expansive sundeck and soak in beautiful lake and mountain views. Whether you're enjoying your morning coffee, hosting friends, or watching the spectacular Canada Day fireworks with a glass of local Okanagan wine, this outdoor space is sure to impress. Residents enjoy an outstanding array of amenities, including a large outdoor pool, secure underground parking, rooftop patio, guest suite, meeting and recreation rooms, gated entry, elevator access, and beautifully maintained grounds. Located just minutes from downtown shopping, restaurants, recreation, championship golf courses, and award-winning wineries, this is the perfect full-time residence, vacation retreat, or investment opportunity. Rarely does a property offer this much space, this level of amenities, and such an enviable location. (id:63159)

Values & Trends

This listing

$356/sqft

Building average

$389/sqft

5 active listing(s)

Osoyoos average

$245/sqft

135 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.4 km
Osoyoos SecondarySecondary2.7 km
Senpaq'cin School(Independent)Elementary17.4 km
Tuc-el-Nuit ElementaryElementary18.3 km
Southern Okanagan SecondarySecondary18.5 km
Southern Okanagan AltSecondary18.5 km
Oliver ElementaryElementary18.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Junction 3 Coffeehouse455 m

Parks (2)

  • Unnamed77 m
  • Unnamed599 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,996.00
Periodic payment — Principal & Interest (monthly)$2,580.64
Additional monthly expenses (strata, tax, utilities, etc.)$868.16
Total monthly cost$3,448.80
Interest paid over 5-yr term$114,640.00
Balance at end of term$359,797.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.55

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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