Property Type: Condo / ApartmentOwnership: Strata

6805 COTTONWOOD Drive Unit# 105

Osoyoos, BC V0H1V3

$489,900

2 bed2 bath1 parking1,223 sqftBuilt 1999
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Amenities

Also listed: Storage - Locker, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$508/mo
Annual property tax
$2,170.65

Interior

Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view
Waterfront
Waterfront on lake
Pool
Pool

Building

Roof
Tile, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Age / occupancy
Adult-oriented (no young children)

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level7'7'' x 6'3''
Primary BedroomMain level12'6'' x 15'0''
Living roomMain level10'0'' x 11'0''
Laundry roomMain level6'0'' x 8'8''
KitchenMain level12'0'' x 10'0''
FoyerMain level5'0'' x 5'6''
4pc Ensuite bathMain level
Dining roomMain level10'0'' x 11'0''
BedroomMain level11'0'' x 17'0''
3pc BathroomMain level

Listing Information

MLS®
10392456
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Welcome to easy Osoyoos living at The Palms! This beautifully updated 2-bedroom, 2-bathroom ground-floor condo offers a bright, comfortable layout in one of the town’s most peaceful settings. Ideally positioned beside the outdoor pool, the home features convenient walk-out access and is just a short stroll from Cottonwood Beach, Osoyoos Lake, restaurants, and local amenities. Inside, you’ll find numerous tasteful upgrades, including new kitchen cabinetry, custom-built living room TV storage, modern flooring, fresh paint, updated bathroom vanities, stylish lighting, high-end fixtures, and an improved laundry room. The kitchen and private patio enjoy warm morning sunshine, while afternoon shade creates a comfortable outdoor space for relaxing or entertaining. The Palms is known for its beautifully maintained grounds and excellent amenities, including an outdoor pool, secure underground parking, a private storage locker, and a guest suite for visiting family and friends. With its quiet location, pet-friendly walk-out convenience, and proximity to the lake, beach, and dining, this move-in-ready home is perfectly suited for year-round living, retirement, or a relaxing Osoyoos getaway. (id:63159)

Values & Trends

This listing

$401/sqft

Building average

$380/sqft

5 active listing(s)

Osoyoos average

$245/sqft

135 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.5 km
Osoyoos SecondarySecondary2.7 km
Senpaq'cin School(Independent)Elementary17.5 km
Tuc-el-Nuit ElementaryElementary18.4 km
Southern Okanagan SecondarySecondary18.5 km
Southern Okanagan AltSecondary18.5 km
Oliver ElementaryElementary18.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Junction 3 Coffeehouse464 m

Parks (2)

  • Unnamed97 m
  • Unnamed564 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$391,920.00
Periodic payment — Principal & Interest (monthly)$2,528.53
Additional monthly expenses (strata, tax, utilities, etc.)$750.12
Total monthly cost$3,278.65
Interest paid over 5-yr term$112,325.40
Balance at end of term$352,533.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,578.80

Cash Needed at Closing

Minimum down payment$24,495
Estimated BC PTT$7,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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