Property Type: Condo / ApartmentOwnership: Freehold / Strata

6805 Cottonwood Drive Unit# 408

Osoyoos, BC V0H1V3

$419,900

2 bed2 bath1 parking1,457 sqftBuilt 1997
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Amenities

Concierge

Also listed: Storage - Locker, Recreation Centre, Party Room

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Freehold / Strata
Strata / maintenance fee
$600/mo
Annual property tax
$2,646

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view
Pool
Inground pool

Building

Roof
Tile, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level13'0'' x 14'0''
Living roomMain level13'0'' x 17'0''
Laundry roomMain level5'6'' x 10'6''
KitchenMain level9'0'' x 16'0''
3pc BathroomMain level8' x 8'
4pc Ensuite bathMain level6' x 8'
Dining roomMain level8'6'' x 10'0''
BedroomMain level11'0'' x 11'0''

Listing Information

MLS®
10377396
Listed
February 28, 2026
Time on market
On the market for 185 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Largest top-floor condo currently available in Osoyoos, unbeatable size, location, and value. Welcome to The Palms by the Lake, an absolutely massive 1,460 sq/ft semi-waterfront residence located just steps from Cottonwood Beach, Cottonwood Park, and directly across from Osoyoos Lake. This bright southeast-facing TOP FLOOR home offers a private outlook with peek-a-boo lake views and exceptional natural light throughout. The rarely available 1,460 sq/ft layout provides outstanding flexibility with multiple office, hobby, or flex space options, making it ideal for full-time living, retirement, or extended Okanagan stays. Comfort is built in with forced air heating, central air conditioning, built-in vacuum, water treatment system, plus your own hot water tank and furnace. Nicely updated and meticulously maintained, this home delivers true lock-and-leave peace of mind. Enjoy morning coffee or evening BBQs on the spacious balcony while taking in mountain and lake views, and no fighting with the afternoon sun thanks to the desirable southeast exposure. Residents enjoy excellent amenities including an outdoor swimming pool, banquet/games room, workshop, secure storage locker, and heated secure underground parking. One small pet welcome. Rare opportunity combining top-floor privacy, semi-waterfront lifestyle, and exceptional square footage in sunny Osoyoos. Priced to sell. Immediate possession available! (id:63159)

Values & Trends

This listing

$288/sqft

Building average

$402/sqft

5 active listing(s)

Osoyoos average

$246/sqft

135 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.4 km
Osoyoos SecondarySecondary2.7 km
Senpaq'cin School(Independent)Elementary17.5 km
Tuc-el-Nuit ElementaryElementary18.4 km
Southern Okanagan SecondarySecondary18.5 km
Southern Okanagan AltSecondary18.5 km
Oliver ElementaryElementary18.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Junction 3 Coffeehouse448 m

Parks (2)

  • Unnamed87 m
  • Unnamed594 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,920.00
Periodic payment — Principal & Interest (monthly)$2,167.24
Additional monthly expenses (strata, tax, utilities, etc.)$893.50
Total monthly cost$3,060.74
Interest paid over 5-yr term$96,275.64
Balance at end of term$302,161.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,067.44

Cash Needed at Closing

Minimum down payment$20,995
Estimated BC PTT$6,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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