Property Type: Detached HouseOwnership: Freehold

6844 Santiago Loop Unit# 179

Kelowna, BC V1Z3R8

$679,000

3 bed2 bath2 parking1,076 sqftBuilt 2005
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Amenities

Also listed: Whirlpool, Clubhouse, Cable TV

Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.08 acres
Frontage
39 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$438/mo
Annual property tax
$2,224

Maintenance Fee Includes

WaterGarbageManagement

Also included: Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Propane, Unknown
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement31'11'' x 22'8''
Full bathroomSecond level4'11'' x 8'6''
Primary BedroomSecond level13'7'' x 11'2''
Full bathroomMain level4'11'' x 8'6''
Dining roomMain level9'7'' x 12'0''
BedroomMain level11'0'' x 11'2''
KitchenMain level8'7'' x 12'0''
BedroomMain level11'0'' x 11'3''
Living roomMain level17'2'' x 11'0''

Listing Information

MLS®
10393177
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Beautifully updated cottage with BIG GARAGE & HUGE DECK in the sought-after La Casa Resort. . . Over $150,000 in recent renovations have transformed the space, including a refreshed kitchen with new door fronts, hardware, appliances, and quartz countertops. . . Additional upgrades include new carpet, stylish feature walls, fresh interior paint, an expanded deck with new railings, brand new heat pump & AC and new exterior paint for a crisp, modern look. . . Inside, you’ll find three full bedrooms, including an upper-level primary suite with a cozy reading nook overlooking the living room and offering charming peek-a-boo lake views. . . The huge garage provides ample room for boats, toys, and adventure gear, with plenty of extra storage. . . A security system adds peace of mind whether you’re home or away. . . La Casa Resort is outside of the Spec Tax areas & delivers an unbeatable lakeside lifestyle with private beach access, a boat launch and moorage, two swimming pools, sports courts, mini golf, a clubhouse, on-site restaurant, convenience store, kids’ playground, sports equipment, and endless trails to explore. An on-site rental management options make ownership even more effortless. . . . A turnkey retreat in a stunning Okanagan setting—ready for relaxation, recreation, and exceptional resort living. (id:63159)

Values & Trends

This listing

$631/sqft

Building average

No other active listings in this building

Fintry average

$518/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary9.9 km
Oyama Traditional SchoolElementary10.2 km
George Elliot SecondarySecondary12.7 km
HS Grenda Middle SchoolMiddle12.9 km
Peter Greer ElementaryElementary13.1 km
Okanagan Landing ElementaryElementary17.6 km
Ellison ElementaryElementary20.1 km
Clarence Fulton SecondaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$677.23
Total monthly cost$4,181.78
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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