Property Type: Detached HouseOwnership: Freehold

683 Steamer Dr

Central Saanich, BC V9E2A1

$2,450,000

3 bed5 bath4 parking3,504 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,401.35

Interior

Heating
Heat Pump, Electric, Propane, Other
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Utility roomLower level
EnsuiteLower level3-Piece
BedroomLower level
BathroomLower level2-Piece
Family roomLower level
WorkshopMain level
EnsuiteMain level4-Piece
BedroomMain level
BalconyMain level
EnsuiteMain level6-Piece
Primary BedroomMain level
Laundry roomMain level
BathroomMain level2-Piece
BalconyMain level
Dining roomMain level
KitchenMain level
Living roomMain level
OtherMain level
EntranceMain level
PorchMain level
PorchMain level

Listing Information

MLS®
1039750
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Architectural Sanctuary. Updated and finished with an extraordinary commitment to detail, craftsmanship and authenticity, this remarkable residence is a study in balance, harmony and timeless design. Nestled on a private 1-acre hillside overlooking the waters of Saanich Inlet, the property offers a rare lifestyle opportunity surrounded by nature and tranquility, where community matters. Natural landscaping flows effortlessly toward the updated entrance, while stone masonry and contemporary trellises enhance the home's refined exterior presence. Spanning 3,504 sq. ft., the thoughtfully designed interior blends contemporary comfort with enduring quality. The inviting living room is illuminated from two sides, anchored by a striking wood-burning fireplace that serves as a natural gathering place. Hardwood floors, granite accents, solid wood doors, and premium Pella windows and doors reflect the exceptional standard carried throughout. Heated bamboo, porcelain and marble tile flooring provide year-round comfort. All three bedrooms feature ensuite bathrooms, while a lower level family room with adjoining powder room offers a welcoming, sunny retreat. Complete with a triple garage and double carport, this distinctive property is located just 12 minutes from the Red Barn Market and 30 minutes from Downtown Victoria. An exceptional home where thoughtful design and natural beauty exist in perfect harmony. (id:63159)

Values & Trends

This listing

$699/sqft

Building average

No other active listings in this building

Willis Point average

$592/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,385

(2021 Census)

+3.4% since 2016

Density: 422/km²

Dwellings: 7,621

Median household income: $103,000

After-tax: $90,000

Immigrant population: 16.2%

Top countries of origin (% of total population)

  • United Kingdom5.3% · 920
  • United States of America1.6% · 280
  • India0.9% · 165
  • Philippines0.9% · 160
  • Germany0.9% · 150
  • Netherlands0.7% · 120
  • South Africa, Republic of0.6% · 110
  • China0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Bayside Middle SchoolMiddle2.0 km
Brentwood ElementaryElementary2.4 km
Stelly's SecondarySecondary3.5 km
SD 63 Individual Learning CentreSecondary4.4 km
Keating ElementaryElementary5.7 km
Prospect Lake ElementaryElementary6.6 km
ḰELSET ElementaryElementary7.2 km
Lakeview Christian School(Independent)Elementary/Middle8.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($490,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,960,000.00
Periodic payment — Principal & Interest (monthly)$12,645.25
Additional monthly expenses (strata, tax, utilities, etc.)$875.11
Total monthly cost$13,520.37
Interest paid over 5-yr term$561,741.63
Balance at end of term$1,763,026.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$490,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,071.71

Cash Needed at Closing

Minimum down payment$490,000
Estimated BC PTT$51,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$543,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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