Property Type: Detached HouseOwnership: Freehold

7312 Fintry Delta Road

Kelowna, BC V1Z3V2

$675,000

5 bed2 bath6 parking1,746 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,478.86

Interior

Basement
Full
Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Unknown, Roughed in
Flooring
Laminate, Vinyl, Wood

Exterior & Lot

Exterior features
Brick, Wood siding
View
Mountain view, View (panoramic)
Waterfront
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Detached Garage, See Remarks

Room Dimensions

RoomLevelDimensions
OtherMain level9'3'' x 11'3''
OtherMain level9'3'' x 9'5''
OtherMain level11'3'' x 13'4''
GymSecond level1'10'' x 15'11''
BedroomMain level9'5'' x 13'4''
3pc BathroomSecond level
BedroomSecond level11'6'' x 10'4''
Family roomSecond level12'7'' x 13'4''
BedroomFourth level9'3'' x 10'11''
BedroomFourth level9'5'' x 13'6''
Primary BedroomFourth level10'9'' x 15'9''
4pc BathroomFourth level
KitchenThird level9'3'' x 12'5''
Dining roomThird level8'6'' x 9'3''
Living roomThird level13'8'' x 18'2''

Listing Information

MLS®
10377764
Listed
March 3, 2026
Time on market
On the market for 181 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

This charming four-level split, four-bedroom home is set in a quiet rural location minutes from Fintry Provincial Park, with nearby waterfalls, hiking trails, historic buildings, public beaches, and a boat launch all within walking distance. The main floor offers an open-concept layout with new laminate flooring on the main and a handsome wood-burning stone fireplace that is the heart of this home. The bright kitchen was renovated in 2025 with new cupboards, counters, and backsplash. Patio doors off the dining area lead to a large deck and a level, fully fenced backyard with low-maintenance landscaping. Upstairs are three spacious bedrooms and a full bathroom. One level down from the main features a large family room perfect for movie nigh or the big game and an updated bathroom with walk-in shower, & a flexible room suitable as a bedroom, office, gym, or playroom. The basement includes an additional bedroom, two large storage rooms, and the laundry/mechanical room. Surprise gym in the converted garage. New septic system. Heating is provided by a wood-burning stove (that the current owners use exclusively for their heating needs) or a boiler with radiant hot water heat. A detached single garage with workshop space & two additional sheds, including one used as a chicken coop, complete the property .If you’ve been dreaming of peaceful living close to nature without sacrificing comfort and style, this property delivers. Measurements approx. please verify if important. (id:63159)

Values & Trends

This listing

$387/sqft

Building average

No other active listings in this building

Fintry average

$527/sqft

30 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary9.8 km
Davidson Road ElementaryElementary10.6 km
George Elliot SecondarySecondary13.3 km
HS Grenda Middle SchoolMiddle13.6 km
Peter Greer ElementaryElementary13.7 km
Okanagan Landing ElementaryElementary16.2 km
Ellison ElementaryElementary18.7 km
Clarence Fulton SecondaryElementary18.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed305 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (strata, tax, utilities, etc.)$293.57
Total monthly cost$3,777.47
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.70

Cash Needed at Closing

Minimum down payment$42,500
Estimated BC PTT$11,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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