Property Type: Detached HouseOwnership: Freehold

10351 Westshore Road

Vernon, BC V1H2B1

$724,900

4 bed3 bath1 parking2,104 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.28 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,563.8

Interior

Heating
Baseboard heaters, Electric, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Laminate, Carpeted, Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomBasement12'11'' x 6'0''
BedroomBasement12'11'' x 14'8''
Living roomBasement17'6'' x 15'2''
Dining roomBasement12'2'' x 8'3''
KitchenBasement12'2'' x 9'0''
BedroomSecond level12'0'' x 15'5''
Full ensuite bathroomSecond level8'6'' x 8'4''
Primary BedroomSecond level14'2'' x 11'8''
FoyerMain level13'7'' x 5'1''
BedroomMain level10'8'' x 10'8''
Full bathroomMain level9'0'' x 10'10''
Living roomMain level17'4'' x 15'5''
Dining roomMain level14'2'' x 9'11''
KitchenMain level14'2'' x 8'0''

Listing Information

MLS®
10355746
Listed
July 14, 2025
Time on market
On the market for 413 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to your slice of heaven—where peaceful lake views, modern comfort, and thoughtful design come together in perfect harmony. This custom-built 4-bedroom, 3-bath home offers a warm, functional layout ideal for families, retirees, or anyone seeking a serene lifestyle. The main level features an open-concept kitchen, dining, and living area with expansive lake views, soaring cathedral ceilings, oversized windows, and a cozy, energy-efficient riverstone fireplace. A newly installed heat pump keeps you comfortable through the Okanagan seasons, while the oversized, partially covered deck invites you to relax and soak in the surroundings from spring to fall. The walkout basement includes a fully self-contained (non-legal) suite, perfect for guests, extended family, or income potential. Outside, the fully fenced yard offers low-maintenance AstroTurf, a pear tree, and two mature plum trees. Additional highlights include a 16x24 heated detached shop, a brand-new water system with UV light, reverse osmosis, and water softener, plus surge protector and fast speed Telus Fiber internet for those who work from home. With the charm of country living and the convenience of Amazon, Costco, and Save-On deliveries, this is the perfect retreat to call home. (id:63159)

Values & Trends

This listing

$345/sqft

Building average

No other active listings in this building

Okanagan North average

$296/sqft

41 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.8 km
Ellison ElementaryElementary11.3 km
Clarence Fulton SecondaryElementary11.6 km
Mission Hill ElementaryElementary13.5 km
Oyama Traditional SchoolElementary13.6 km
Kidston ElementaryElementary14.6 km
Alexis Park ElementaryElementary14.6 km
St James(Independent)Elementary14.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$579,920.00
Periodic payment — Principal & Interest (monthly)$3,741.45
Additional monthly expenses (strata, tax, utilities, etc.)$318.65
Total monthly cost$4,060.10
Interest paid over 5-yr term$166,206.74
Balance at end of term$521,639.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.05

Cash Needed at Closing

Minimum down payment$47,490
Estimated BC PTT$12,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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