Property Type: Detached HouseOwnership: Freehold

9535 Keithley Road

Vernon, BC V1H2E5

$645,000

4 bed3 bath10 parking2,079 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.53 acres
Frontage
110 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,293.17

Interior

Heating
Baseboard heaters, Electric
Fireplace
None
Flooring
Hardwood, Carpeted

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, View (panoramic)
Waterfront
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
OfficeBasement19'4'' x 14'1''
Laundry roomBasement3'3'' x 6'2''
FoyerBasement5'4'' x 6'4''
Family roomBasement13'9'' x 15'7''
BedroomBasement11'2'' x 11'3''
3pc BathroomBasement5'4'' x 7'9''
Living roomBasement15'3'' x 12'3''
Family roomMain level13'9'' x 15'1''
KitchenMain level17'2'' x 12'2''
BedroomMain level10'1'' x 11'10''
4pc BathroomMain level8'1'' x 5'1''
BedroomMain level10'2'' x 11'10''
Primary BedroomMain level11'8'' x 11'7''
4pc Ensuite bathMain level8'1'' x 6'0''

Listing Information

MLS®
10390796
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Nestled among the trees with partial lake views and exceptional privacy, this charming 4-bedroom, 3-bathroom walk-up home offers the perfect blend of comfort, space, and outdoor living. Situated on a generous 0.53-acre lot, there is ample room to build a large garage, workshop, or additional storage to suit your needs. Set in a serene natural setting, the welcoming main level features an open-concept kitchen, dining area, and living room designed for both everyday living. The kitchen boasts a large center island, and stainless steel appliances. Inviting living room is filled with natural light and offers access to a balcony where you can relax and enjoy the peaceful surroundings. The upper level features 3 bedrooms, including a spacious primary suite complete with ensuite bathroom, as well as an additional full bathroom for family and guests. The lower level offers a fourth bedroom, a full bathroom, and additional living space. The former garage has been converted into additional living space, creating even more possibilities for a home office, family room, hobby space, or home-based business or suite. Located just minutes from Okanagan Lake, you'll enjoy endless opportunities for boating, swimming, fishing, and summer recreation. Outdoor enthusiasts will appreciate the miles of nearby trails perfect for ATVing, snowmobiling, hiking, and year-round adventure. Don't miss this opportunity to own a private retreat with room to grow and enjoy the Okanagan lifestyle. (id:63159)

Values & Trends

This listing

$310/sqft

Building average

No other active listings in this building

Okanagan North average

$297/sqft

41 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary12.8 km
Oyama Traditional SchoolElementary13.6 km
Ellison ElementaryElementary15.3 km
Clarence Fulton SecondaryElementary15.6 km
Davidson Road ElementaryElementary16.8 km
Mission Hill ElementaryElementary17.6 km
Kidston ElementaryElementary18.2 km
Alexis Park ElementaryElementary18.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$516,000.00
Periodic payment — Principal & Interest (monthly)$3,329.06
Additional monthly expenses (strata, tax, utilities, etc.)$295.10
Total monthly cost$3,624.15
Interest paid over 5-yr term$147,887.08
Balance at end of term$464,143.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,656.08

Cash Needed at Closing

Minimum down payment$39,500
Estimated BC PTT$10,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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